Peer-to-Peer lending creates a marketplace that offers both parties what they seek. On the one hand, the system allows borrowers to avoid the hassle of turning to a bank and oftentimes – benefit from more competitive interest rates.

In the case of lenders, the phenomenon allows you to invest your money into third-party loans that typically offer a much higher yield than that of traditional assets. 

Robocash is one such provider that caught my eye. Launched in 2017 – it offers a fully automated financial platform that follows the core principles of the peer-to-portfolio model. The service delivers an opportunity for you to invest in loans facilitated by Robocash Group. 

In this review, I explore the ins and outs of how Robocash works, what loans you are investing in, how much you should expect to make, and of course – what risks to consider. 

What is Robocash?

Robocash is behind a group of subsidiaries that offer robotic financial services in the lending marketplace, subsequently funding alternative loans. It focuses on providing automated fintech solutions and making international investments accessible to everyone. 

The peer-to-peer lending process sits at the core of RoboCash Group. It primarily targets European investors, albeit, plans are being made to expand further afield in the near future. 

[Read more…]

Bondster is an online peer-to-peer (P2P) lending platform that allows you to invest in loans of various types. You will be financing loan originators who in turn will lend the money to the end borrower. All in all, Bondster offers some of the highest yields in this particular space at up to 17% annually.

But, to what extent is your money at risk?

This is exactly what I intend on finding out in my Bondster review. Within it, I cover everything you need to know to determine whether this P2P lending site is right for you. I’ll explain how the Bondster platform works, who you’ll be lending money to, what returns to expect and ultimately – how safe your investments are.

[Read more…]

Qardus is the UK’s first ethical & Sharia-compliant business crowdfunding platform.

Qardus is primarily a social impact investment platform that promotes financial inclusion. The SMEs that are financed by this platform were prior to this financially excluded due to the lack of financial products that conform to their ethics & values.

Recently there have been a number of new entrants into the UK halal investment market, and the halal investment options in the USA and globally have significantly increased as well.

The driving force behind this uptick is that enabling technology and regulation has become increasingly user-friendly and a new generation of millennials are designing halal online investments that are going directly to the Muslim consumer rather than via financial advisors, banks, or other financial institutions.

There is a strong growth spurt projected for the next 10 years not only in the European countries (United Kingdom, Germany especially) but also in Africa, the Middle East and Asia. In Europe, in particular, we are seeing second-generation Muslim immigrants that are more financially savvy and better educated than their parents and are thus looking for this kind of product.

[Read more…]

The online crowdfunding arena now touches a vast number of investment sectors. As you likely well know, this covers everything from real estate, consumer and business loans, development financing, and even fine art. With that said, a rather interesting sector that is yet to fully take-off is that of litigation crowdfunding.

This is where you will be – alongside your fellow crowdfunding platform members, financing legal cases. In return – and on the proviso that legal proceedings are financially successful, you as an investor will be entitled to your share.

If you’re keen to find out more about this somewhat innovative crowdfunding opportunity, I welcome you to read my in-depth AxiaFunder Review. I cover each and every metric that I think you should consider before taking the plunge – such as how AxiaFunder works, what types of cases you can invest in, expected returns, and of course – the underlying risks involved.

What is AxiaFunder?

Founded in 2016, AxiaFunder is an online crowdfunding platform that specializes exclusively in litigation finance. Before I go any further, it is relevant for me to quickly outline the fundamentals of what litigation finance actually is – as it might be something you haven’t previously come across.

In its most basic form, litigation finance allows those seeking financial damages through the courts to fund their claim when they are unable to do so themselves.

[Read more…]