Full coverage is usually a good idea if your car is 5 years old or newer. This is especially true if it’s an expensive car. The reason is that when a car is newer there are more chances of it getting robbed or it sustaining accidental damage that you will want to have repaired.
The more expensive the car the more expensive the repairs generally are. If you want to reduce the high premiums of full coverage insurance, you can opt for full coverage with an excess that you’d have to pay out of pocket in case you make a claim.
Some leading car insurance companies to check out
- RACC
- Mapfre
- Allianz
It’s also worth checking with your dealer whether they can offer you an insurance policy, and compare it with the rest of the quotes you got yourself. Another good idea is to use an app like Coverfy to manage your insurance policies and ask for quotations. I personally use it to manage all the insurances I have in Spain and find it very convenient.
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