Here’s one for all you consultants and freelancers out there. I just came across an excellent article about project billing, it explains the various methods you can apply and the pros and cons of each.
Lately I’ve been doing quite a number of video reviews of WordPress plugins, and with each video I record I try to improve my technique. Here are some really nice tutorials and guides I’ve found along the way.
SuchaVoice – Voice over training and demo production
Do you have any other favourite resources? Let me know in the comments section.
As online workers many of the transactions we make are conducted in US dollars. Since we then have to convert those dollars to our home currency (in my case Euro), exchange rates play a very important role and should be monitored carefully.
I recently did some research about exchange rates offered by Maltese banks, when making a USD transfer, which automatically gets converted to Euro upon arrival in your bank account.
Interestingly enough, almost all banks offered a rate 0.745 Euro for every 1 USD. Only HSBC offered a worse rate, giving out 0.741 Euro for every 1 USD. I’ve also included the PayPal conversion rate for reference.
|Bank buys USD|
This might not make much difference on small amounts, but when we deal with a few thousand dollars the difference quickly adds up. I monitored the rates over a few weeks and HSBC consistently offered worse rates. I’m not entirely sure why there is this discrepancy, and will try to investigate further.
|1000 USD||5000 USD|
Here are some handy links to the exchange rates offered by the main banks in Malta:
- HSBC Exchange Rates
- Bank of Valletta Exchange Rates
- Banif Exchange Rates
- Lombard Exchange Rates
- APS Bank Exchange Rates
A great service for receiving and making payments is Transferwise, it’s cheaper than using PayPal or bank transfers. It’s still quite new but I’m sure we’ll be hearing more about it in the coming months.
What are your thoughts?
This week my friends Cody McKibben and John Bardos launched ‘The Digital Nomad Imperative’, an ebook in which more than 40 digital nomads share their stories, experiences and thoughts on what living as a digital nomad means for them.
I am honoured to be featured in this book (check out page 66), and I highly recommend reading through the book if you still pondering whether you should also become a digital nomad. If you are already living this great lifestyle, just let the book serve as further inspiration to fuel you on!
Allow me to share a personal experience with you…
Every year or so, I like to take a few days off and make a retreat. I don’t go on holiday to some fabulous destination (although I do that too at other times).
When I go for a retreat, the one thing I look for is silence.
I like to find a retreat house in the countryside or wilderness, and spend 2-4 days there without talking to anyone. I suspect many of us don’t realise exactly how noisy our lives are. The experience of spending a few days in complete silence is can at times be overwhelming, but highly beneficial.
Whenever I do such a retreat, I always come back to ‘real life’ way more focused, and with a renewed and positive attitude. Last week, I did this year’s retreat and as usual it was a great experience. In fact, I’d like to make it a more regular thing. I’d also like to incorporate more elements of reflection and meditation in my daily life.
Have you ever been on such a retreat? How did it help you?