Jean Galea | Page 76 | Health, Wealth & Happiness

Braintree vs PayPal Fees, Which One is Cheaper?

Last updated: May 29, 20194 Comments

Note: If you have any questions after reading this and the several other articles relating to PayPal on this site, please leave a comment or contact PayPal directly. Unfortunately, due to time constraints, I am unable to offer any advice over email so all emails related to PayPal will remain unanswered.

Update June 2018: I have now switched to 2Checkout instead of Braintree. Unfortunately, I had a negative experience with Braintree. They decided to ban our account after receiving just 2 refund requests from a 100 sales, which seems nonsensical to me.

I’ve been using PayPal and Braintree to collect payments for my plugin sales, and I can now do some comparisons in terms of charges. If you have tried to understand the pricing of these payment gateways you will know how complex it is to try and compare them.

The best way I found is to divide the monthly charges by the monthly sales I processed through each processor, and that gives me the percentage cost of using each of these payment gateways.

While Braintree has one price per transaction across the board (on EU transactions, the rate is 1.9% + €0.35. For non-EU transactions, the rate is 2.9% + €0.35.), PayPal lowers the fees as your business grows. So, in the long run, I believe PayPal is the cheaper of the two. Braintree also charges €15 for chargebacks, and keeps all the commissions when you give refunds to your customers.

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Keeping a List of Books You’ve Read

Last updated: October 16, 20184 Comments

Update 2018: I now keep a list of favorite books on this page.

Books are the biggest source of knowledge you can get your hands on. I speed through lots of books every year but many times I have trouble recalling the ones I’ve read if, for example, someone asks me for a quick recommendation.

It’s also good to have a handy list of books read because it happens that a few months or years down the line you want to revisit a book you’ve previously read, or a specific topic. The answer to these situations is of course to keep a list of books that you read.

Goodreads is the best place to create such a list. You can very easily select the books you’ve read from their database, as well as review them, rate them and tag them for better organization.

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My Software Toolbox – 2015 Edition

Last updated: October 16, 201815 Comments

online apps

In this post I’ll be sharing the apps, websites and tools I use on a day-to-day basis. What’s the point? Well, I’d like to look back to this lineup on a yearly basis and see whether I can improve the way I work online.

Moreover, maybe you’ll find a new app/website listed here and you’ll decide to try it out based on my recommendation.

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How to Hide and Protect Private Files/Folders on Mac

Last updated: October 16, 2018Leave a Comment

Hide files and folders on mac

We all have private content stored on our laptops or external drives. Would you like that content to fall into the wrong hands? I sure don’t want that to happen, so I hide and protect my private files and folders.