Open a Mintos account Mintos is a multi-asset investment platform in Europe. Like many other FinTech companies of this type, it is based in the Baltic region; in Latvia specifically. Currently, Mintos has four offices employing more than 160 people in Riga, Vilnius, Berlin and Warsaw. Mintos started operating in 2015 but has experienced rapid […]

The world looked very different for P2P lending investors in 2018. Bank savings accounts paid next to nothing. Government bonds were a joke. If you wanted your money to actually grow, you either accepted equity risk or you went looking for alternatives — and P2P lending, offering 10-15% annually, was a compelling answer. That case […]

Crowdlending is very popular in Spain, and I have written about my experience with property crowdfunding platforms in Spain before. For the purposes of this article, crowdlending and crowdfunding are interchangeable — they are treated the same for tax purposes. This also covers P2P lending platforms in Europe. As a Spanish resident, all interest income […]

I’ve been investing in P2P lending since 2016. Over that time I’ve put real money into more than a dozen platforms, watched several fail, and seen others grow into properly regulated businesses that now manage hundreds of millions in investor assets. The market looks very different in 2026 than it did when I started. Four […]

If you’re investing in P2P lending platforms like Mintos, PeerBerry, or any of the other platforms I recommend, you need to understand how your profits will be taxed. This is a general rule for all your investments — always consider the tax impact before investing, as it directly affects your net return. I’ve been investing […]

If you hold Bitcoin or any other cryptocurrency and you live in Europe, you have tax obligations — and they’ve become a lot more defined since the early days of crypto. Governments have moved from vague guidance to concrete rules, and a new EU-wide reporting directive that took effect in January 2026 means the days […]