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Buying a Mattress in Spain

Last updated: September 11, 20223 Comments

Here are a few notes I made while researching the purchase of a mattress in Spain. The mattress industry is aimed at confusing customers with excess supply, pushy sales tactics and high prices, so you have to be careful.

  • Do not consider any company that offers a trial period of less than 100 days. For example, Dormity only offers a 30 day trial period.
  • Beware of scammy offers. Dormity tends to have their mattresses always marked down by a huge percentage, in the ranges of 50-80% off. That is purely ridiculous, it’s very obvious that the price of a mattress is not €2,791 but €658 in the first place; there is no need to try to induce a sense of urgency in the customer just because you label the mattress with a huge discount. There are lots of gimmicks in the mattress industry, unfortunately.
  • Go to the shops and talk to the representatives, you’ll easily get an idea which are the good brands. If they just talk about the technical and complex details of the mattresses without talking about you and your needs, just walk away. The representative needs to be 100% focused on you and how you will use your mattress. He should ask you to lie down on various mattresses and check your spine’s alignment as well as discuss other factors such as your preferred sleeping positions and any injuries or problems you have at the moment.

As a guide range the best mattresses cost between 700 and 1000 euros.

If you’re unsure about what size of mattress to buy, check this link and this one.

For more information about the mattress industry read this and this.

The best brands I found:

  • Sonpura
  • Flex
  • Pikolin
  • Emma

Filed under: Expat life

N26 – The Best Free Bank Account with Spanish IBAN

Last updated: November 12, 202120 Comments

In an earlier post on this blog, I had talked about the best commission-free Spanish banks, and eventually came to the conclusion that the best option is to actually open an account with N26, which is a German bank that offers us the ability to open an account in a very straightforward way and manage everything from a mobile app.

Unfortunately, as some of you have pointed out, many Spanish companies refuse to accept non-local IBAN accounts for payslips or direct debits, leaving the majority of us with no option but to find a local bank to conduct our transactions.

N26 has decided to start offering Spanish IBAN accounts to their Spanish customers in 2019, solving that issue. For those who sign up through the link below from now onwards, you will automatically get a Spanish IBAN immediately.

Sign up to N26 Bank

For those of us who have signed up with N26 some time ago, we will unfortunately not get the option to switch to a Spanish IBAN. The only solution is to closer your current account and open a new one with N26, and then you will get a Spanish IBAN assigned.

Further reading: Best Online Banks in Europe

Filed under: Banking, Expat life, Money

Guide to Renting a Car in Europe

Last updated: September 21, 20221 Comment

Traveling by car is one of the most enjoyable parts of our travel, and personally, I feel very relaxed when driving a hired car in most places around the world. I have driven in both North America and Europe (as well as motorbikes in Asia) and it’s been an awesome experience every single time.

[Read more…]

Filed under: Expat life

Getting a NIE for a Newborn in Barcelona

Last updated: January 15, 20253 Comments

An important procedure that you need to do for newborns in Barcelona is to obtain the NIE card.

A NIE number is a “Número de Identificación de Extranjeros” i.e. a “foreigner’s identification number” in Spain. Expats moving to Spain need an NIE number to work in Spain, take out private Spanish health insurance and apply for Spanish state health cover. You’ll also need it if you wish to open a bank account, buy a car or set up a mobile phone contract in Spain.

The Decree (Real Decreto 338-1990) March 9th, establishes that anyone, of whatever nationality, resident or non-resident, who has any “official business” in Spain, must have a fiscal number (NIF/NIE).

To avoid confusion, if you apply for an NIE only, you will be issued with a white certificate that will assign you your unique foreigner’s ID number that is in the format of: A-1234567-Z  (i.e. letter-seven digits-letter).

Previously, foreigners arriving in Spain had to first apply for a NIE and then later apply for residency. However, rules are often changing, and applying for an NIE may now not be the right decision for you.

Should I apply for NIE or residency?

There is one simple question to ask yourself, which will provide you with the correct answer to this question, and that is: “How long do I intend to stay in Spain?”

If you intend to stay in Spain for more than three months then you should apply directly for residency, using the EX18 application form.

If you plan to stay in Spain for less than three months, then you should apply for an NIE number, using the EX15 application form.

The “NIE or Residencia?” question is no more complicated than that.

If you’re an EU citizen you will already have a NIE (green card), your baby automatically has the same rights. You need to download and fill in the form EX18. Don’t confuse it with the EX15 which is for obtaining a white NIE (short term, non-resident).

You will also need the following:

  • the birth certificate (original and copy, in multilingual format or translated by an official translator, issued within the last year and apostilled if issued outside the EU) or libro de familia
  • passport of the baby (original + copy)
  • passport and NIE of both parents (original + copy)
  • it helps if you bring the padron although they usually don’t ask for it
  • the “vida laboral” of the family member who already has a NIE or DNI

If none of the parents work in Spain, you have to demonstrate sufficient funds and private health insurance:

  • Sufficient funds of €9.400 (per one kid and one adult) in the family account or the account of person who already has a NIE / DNI (certificate with the bank’s stamp)
  • Private health insurance, contracted in Spain WITHOUT COPAYMENT

You will need to present these documents at the police department responsible for NIEs on Rambla Guipuscoa. The baby needs to be present but only 1 of the parents needs to come if you bring all the original identification.

You will also need to pay for the process, the form is called Modelo 790 and you can fill it in beforehand and bring it to the NIE center. After the appointment you will have to go out to an ATM to pay it and get the bank receipt showing it has been paid, then get back to the office to complete the process.

It is important to make an appointment (cita previa) beforehand. There are always limited spots available, so head over to the NIE appointment page on Monday morning at 8am for your best chance to grab one of those spots. If you try to get an appointment later on in the week chances are that they won’t have any.

Update June 2019: Unfortunately, the whole system of getting an appointment seems to have been turned into a scam whereby no public appointments are available, but you can get an almost immediate appointment if you go through any agency. Of course, the agency gets a cut of around €250. So even if you speak Spanish and have all your documents in place, you are currently forced to get an appointment through an agency and pay their fee.

I feel that this is a big disgrace on the part of the public authorities and it’s very unjust on expats. It’s a situation that is well publicised but nothing has been done to fix it so far.

Beware of scam websites like citaonline-extranjeria.com and extranjeria-citaprevia.com that deceive users into thinking that they can pay to obtain an appointment online, but do not actually provide this service.

Some people have reported that if you login with the Cl@ve system you have a better chance of being assigned an appointment. You can also try going to an office outside Barcelona, a list of which can be found here.

Filed under: Expat life

Making a Will in Spain

Last updated: September 11, 2022Leave a Comment

Having a valid will is good practice for any family, no matter your age. When changing residency and moving to another country, it is important to make sure that your will is valid in this country as well. Let’s see how foreign wills are treated in Spain.

In Spain, it is not essential for an owner of assets to make a will. Foreign wills are valid and enforceable, although, in order for them to be enforced within the Spanish jurisdiction, foreign wills must be legalized before a Spanish consul (or affixed with an apostille in countries signatory to the Apostille Convention) and translated into Spanish. However, it is advisable to execute a Spanish will for Spanish assets.

The law applicable to succession determines the formalities for making a will.

Within the Spanish jurisdiction, there are different regional regulations, which apply depending on the testator’s civil residence (vecindad civil). Where regional regulations do not apply, formalities for making a will are set out in the Spanish Civil Code.

Under the Spanish Civil Code, the formalities for making a will are the following:

  • All wills must give proof of the testator’s identity and capacity to testate.
  • Only sane people over 14 years of age can testate.
  • A will is a strictly personal act that cannot be delegated; joint wills are forbidden.

Types of Wills

  • Open will. A will is open if the testator declares his last will in the presence of a notary public who is aware of the dispositions made.
  • Closed will. A will is closed if the testator, without revealing his last will, declares that it is contained in the document presented to a notary public.
  • Holographic will. A will is holographic when entirely handwritten by the testator.

How Much Does it Cost?

Quotations I got from law firms in Barcelona were all around €500 including VAT for a couple (two wills). This is in the case of an open or closed will.

A holographic will does not really cost anything to prepare. Article 688 states that a holographic will can be granted in the testator’s own language, so, for example, it could be written in English.

In order for a holographic will to be valid, it should meet the following requirements (a testator is a person writing the will):

  • The testator must be of legal age at the time of granting the will.
  • The will and its contents must have been totally handwritten and signed by the testator stating the year, month and day when it was granted.
  • If there are any crossed out words, amended words or words written between the lines, then these should have been corrected by the testator and signed by him.

Holographic wills are very simple to grant and require no type of formality beyond the abovementioned elements. However, issues arise when it is time to validate the will upon the death of the testator. The will must be notarized at this time unless the will in question was previously validated by the Judge of First Instance (Juez de Primera Instancia) of the last residence of the testator. The document signed by the deceased must be presented to this Judge within five years of the time of death, and it must be presented by the individual to whom it was entrusted or by an interested party, whether heir, legatee, executor or any other interested individual. It is important to note that holographic testaments are invalid if they are not validated by the Judge within the designated time period.

Given the inherent simplicity of this type of will, the procedures that the heirs must follow for determining the validity and identity of the will and the testator are very arduous, complex, and above all, costly. Judicial intervention is necessary. The judge may make use of handwriting experts and a notary public. There is a risk that a judge may not deem the will valid.

In any case, the greatest risk is that this type of will may be destroyed by an individual disfavoured in the will provisions, or that the will is either lost or found after the statutory period of validity has expired.

The many risks assumed once this type of will is drafted make it inadvisable in practice.

Filed under: Expat life

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