As parents, we want to give our kids the best shot at a successful future. For me, that includes teaching them how money works—not just how to spend it, but how to think about it. I recently opened a Revolut Junior account for my son, and it’s been an eye-opening experience—for both of us.

A Better Way to Learn About Money

When I was growing up, money was a limitation. We didn’t have much, and that naturally shaped our values. For many in my generation, “No, we can’t afford that” was a daily reality. That’s no longer the case for a lot of families in Europe today—including mine.

That’s a good thing—but it also means our children may grow up with no understanding of what things are worth. They might hear “yes” more often than “no,” simply because we can now afford what our parents couldn’t.

This is why I wanted to introduce financial literacy early, before habits form and before money becomes just something that “comes out of the card.”

Weekly Allowance: No Strings Attached

Right now, my son receives €10 per week. It’s not tied to chores. It’s not a reward system. It’s a tool. The goal is to help him learn to make small decisions, evaluate trade-offs, and feel the impact of running out of money.

One friend in our GLC community joked: “a kind of universal basic income, then?” I get the humor—but the point is to separate money from obedience. I’m not paying him to exist. I’m helping him build a relationship with money.

We’ll probably introduce earning opportunities in the future, but they won’t be the usual “take the trash out” jobs. Instead, we’ll look for creative or productive projects where he can add real value and learn the power of entrepreneurial thinking.

The Fun Side: Customizing the Card

One of the unexpected highlights was customizing the card together. We picked the design, added his name, and made it feel uniquely his. That small interaction gave him ownership and pride.

When the card arrived in the mail, it was a big moment. Kids almost never receive traditional post anymore, so that envelope with his name on it made the whole thing tangible and memorable. It gave him a sense of responsibility and excitement about using it.

What Revolut Junior Gets Right

• ✅ A prepaid card linked to your Revolut account
• ✅ Full parental control with instant notifications
• ✅ A fun, simple app interface designed for kids
• ✅ Built-in tools for savings goals, tasks, and allowance
• ✅ Card customization that makes it feel personal

It’s also ideal for travel and online purchases—no more sharing your own card or handing over cash in unfamiliar currencies.

Looking Ahead: Financial Confidence

At the moment, my son is already curious about investing. He can read a stock chart and tell me what’s happening—though of course it’s too early for him to invest responsibly. But that curiosity is the seed that leads to long-term understanding.

Many of us were never taught the difference between an object’s price and its value. With tools like Revolut Junior, we can help our kids build that distinction from the start and grow into financially confident adults.

Want to Get Started?

Revolut makes it easy to open a Junior account—even on the free Standard plan, you can create one child account and start introducing financial education right away.

If you want access to additional features like savings goals, tasks, multiple child accounts, and priority support, you can always upgrade to a Premium or Metal plan later on.

👉 Click here to sign up for Revolut using my affiliate link.

It’s free to get started, and helps support the blog. Thanks!