PeerBerry and Esketit target a similar type of investor — someone looking for solid returns on European consumer loans without the complexity of a mega-platform like Mintos. I’ve invested on both, and until recently, I would have called them roughly comparable options with different strengths. But 2025 changed the equation. PeerBerry has continued its steady […]
5 Things That Will Happen in the Next Few Years
I keep a list of things I think will happen in the next few years. When I share it with people, most of them think I’m exaggerating. I don’t think I am. Everything below is backed by real research, real funding, and in most cases, real products you can already buy. Some of this is […]
Mintos vs Esketit — Which Is Better in 2026?
If you’re comparing Mintos and Esketit, you’re looking at two platforms in very different stages of their evolution. Mintos is the established market leader — 700,000+ investors, EUR 12 billion funded, MiFID II regulated, and pursuing a banking license. Esketit is a younger platform that’s going through a significant transition after losing its parent company […]
Best Anonymous Bitcoin Wallets in 2026
TL;DR: True anonymity in Bitcoin is harder than ever. Regulators shut down Samourai Wallet in 2024, Binance now requires full KYC, and the EU’s MiCA regulation plus Travel Rule mean exchanges must collect identity data on transactions over 1,000 euros. Your best options in 2026: a Ledger hardware wallet for long-term storage, Sparrow Wallet for […]
Scramble Review 2026 – Consumer Brand P2P Investing
Start investing on Scramble Scramble is a European P2P investment platform with an unusual pitch: instead of funding consumer loans, mortgages, or small business debt, it provides working capital to early-stage consumer goods brands — think food startups, beauty labels, pet care companies, and fashion brands, mostly based in the UK and Europe. I’ve been […]
5 Ways to Get Data From Any Website (Without Writing Code)
Every business runs on data that lives on someone else’s website. Competitor prices. Industry news. Supplier inventory. Job postings. Government filings. The information is right there, but getting it into your own systems in a useful format is the part nobody talks about. Most business owners assume they need a developer to “scrape” websites for […]
Gmail vs Fastmail: 2026 Comparison
Most people use Gmail because it was already there when they got their first Android phone or signed up for YouTube. It’s free, and switching feels like more effort than it’s worth. But if you’ve ever wondered whether there’s something better, especially if you’re paying for Google Workspace, Fastmail is the name that keeps coming […]
HeavyFinance Review 2026 (Now InSoil Finance) – Agricultural P2P With a Catch
Most P2P lending platforms fund consumer debt or property. InSoil Finance funds farms. It’s an immediately interesting idea: secured agricultural loans across five European countries, backed by farmland and heavy machinery, with a side bet on carbon credits. If you care about where your money goes — and you want returns in double digits — […]
How to Fix Bad Posture
Bad posture isn’t a moral failing. It’s what happens when you spend eight or more hours a day at a desk, then sit on a couch in the evening. Your body adapts to whatever position you put it in most often, and modern life positions you poorly. The good news: posture is largely correctable. It […]
Letsinvest Review 2026 – ECSP Licensed Real Estate Crowdfunding
Start investing on Letsinvest Letsinvest is a Lithuanian real estate crowdfunding platform that lets retail investors participate in mortgage-secured property loans across Lithuania, Latvia, Spain, Portugal, and Norway — with returns advertised at up to 12.5% and a minimum investment of EUR 500.
Everyone’s Wrong About What AI Is Doing to Us
The story goes like this: AI is going to take your job, rot your brain, and replace the relationships that make life worth living. We’ll become passive, dependent, emotionally hollowed-out, a species that forgot how to think because we outsourced it to machines. I’ve heard this narrative from smart people. I’ve read it in serious […]
The Building Blocks of Claude Code: A Practical Guide for Founders
The Building Blocks of Claude Code: A Practical Guide for Founders Most people use Claude Code the same way they use ChatGPT: type a request, read the answer, copy some code. That works fine for one-off tasks. But it barely scratches the surface of what the tool can actually do. The real leverage in Claude […]
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