If you’ve been holding Bitcoin, Ethereum, or other cryptoassets and want to rebalance into stocks, you face a familiar friction: banks still treat crypto proceeds with suspicion, and withdrawing to fiat just to reinvest creates unnecessary delays and compliance headaches.
The cleaner path is to move funds directly from your crypto holdings to a platform that handles both assets. That workflow still exists in 2026 — but the landscape has changed significantly since this article was first published. Here’s an honest look at what’s available now.
Buy fractional stocks on eToro
Securities trading offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk.
Read more: How to buy crypto from a traditional stock broker
What Changed Since 2021
The space got cleaned out. Two major players that once offered stock-trading-via-crypto are gone or restructured:
- FTX collapsed in November 2022. Any funds held there were lost in the bankruptcy. If you were using FTX to move between crypto and stocks, that option is gone.
- Binance launched stock tokens in April 2021, pulled them just three months later under regulatory pressure from the UK’s FCA and Germany’s BaFin, then quietly brought them back in early 2026 via a partnership with Ondo Finance (more on this below).
The core use case — use crypto holdings to get into stocks without going through your bank — still works. But your reliable options now sit on a shorter list.
eToro: Still the Most Practical Option for Most Investors
eToro remains my preferred platform for this purpose. The workflow hasn’t changed: deposit crypto to eToro, sell it for USD or EUR inside the platform, then use those funds to buy stocks or ETFs.
What makes eToro particularly useful here:
- Fractional shares — you can buy a slice of high-priced stocks like Nvidia or Amazon, not just whole shares. This matters when you’re working with specific crypto amounts rather than round numbers.
- Wide asset coverage — thousands of stocks and ETFs alongside 150+ cryptoassets, all under one login.
- Deposit incentive — eToro has been running a promotion giving 1% back in stocks on crypto deposits (check current availability on their site).
The process is straightforward: transfer crypto from your wallet or exchange to eToro, convert to fiat within the platform, then invest. You never need to touch your bank account.
If you want a full breakdown of how eToro works, head over to my in-depth eToro review.
Disclaimer: Your capital is at risk.
Bitpanda: A Strong Option for European Investors
Bitpanda, the Vienna-based exchange, launched an all-in-one investment app in January 2026 that now includes stocks and ETFs alongside its existing crypto and precious metals offering. It’s Europe’s broadest single-app investment platform at the moment, with over 10,000 stocks and ETFs available.
The fees are simple: €1 flat per stock or ETF trade, regardless of trade size. No custody fees, no payment for order flow. Fractional shares and automated savings plans are both supported.
Since Bitpanda holds your crypto and stocks in the same account, moving value from crypto holdings into stocks is a seamless internal transfer. There’s no withdrawal to fiat, no bank leg.
Availability note: Bitpanda is primarily aimed at European residents. It is not available to US investors.
Binance + Ondo Finance: Tokenized Stocks Are Back (With Caveats)
In February 2026, Binance relaunched tokenized stock trading through a partnership with Ondo Finance. The offering lists tokenized versions of major US stocks and ETFs — Apple, Tesla, Nvidia, Amazon, Meta, Microsoft, Alphabet, and the Invesco QQQ ETF — directly tradeable on Binance using funds already on the exchange.
Ondo Finance acts as the issuer: they hold the real underlying shares and wrap them in a blockchain token, giving you on-chain exposure to the stock’s price performance.
This is a meaningfully different model from eToro or Bitpanda. You’re not buying actual shares — you’re holding a tokenized representation of them. That brings its own regulatory and counterparty considerations.
Key limitations to know:
- Not available to US investors.
- The product is new — it only launched in early 2026 and regulatory status varies by jurisdiction. Abu Dhabi’s ADGM approved it in March 2026; other jurisdictions are still catching up.
- Because you’re holding a token rather than a direct share, the rights and protections differ from traditional brokerage ownership.
For non-US investors comfortable with tokenized assets and already using Binance, this is worth watching. For everyone else, eToro or Bitpanda are the more established routes.
Which Option Makes Sense for You
- US investors: eToro is your main option. Bitpanda and the Binance/Ondo offering are not available to you.
- European investors: eToro and Bitpanda are both solid. Bitpanda’s flat €1 fee structure is competitive if you’re making regular trades. eToro edges ahead if you want a more established platform with a longer track record.
- Investors outside the US/Europe: eToro has the widest geographic coverage. Check Binance + Ondo if tokenized stocks are available in your region.
The use case is real and the friction it solves is real. The niche just requires being careful about which platform you trust with the funds — especially after FTX demonstrated what platform risk looks like at its worst.


Hi Jean, your research is well-written and on point.
Cheers,
Percy
Thanks Percy.