Kviku is one of those names that used to show up often in P2P lending circles—especially among investors chasing high double-digit returns in emerging markets. I gave them the benefit of the doubt at first. They looked solid on paper: Russian roots, cross-border expansion, supposedly high-tech scoring systems. But let’s not sugarcoat it—Kviku has turned […]

Update: March 2026 – LenderMarket 1.0 officially shut down on December 31, 2025, with all pending payments resolved. The platform relaunched as LenderMarket 2.0 in October 2025 with new technology, new loan originators, and an EU crowdfunding license. However, given the platform’s history, I remain cautious about recommending it. I’ll be completely honest with you. […]

Bondster was once a promising addition to the European P2P lending space. When I first came across the platform, it offered what looked like solid returns, backed by buyback guarantees and a growing selection of loan originators. However, in recent years—especially into 2025—things have taken a sharp turn for the worse. After monitoring the platform, […]

When I first came across Crowdestor, I was intrigued. The European P2P platform had that slick, high-return, high-risk appeal—offering access to business loans, real estate, and startup financing, often with double-digit returns. It felt like the edgy cousin of Mintos or Bondora. But fast forward to today, and Crowdestor has become a textbook example of what […]

Over the past few years, I’ve used options as a way to generate consistent income from stocks I own or follow closely. Like many traders, I gravitated toward weekly options. They’re fast, frequent, and seemingly efficient. Whether I was writing covered calls on MicroStrategy or selling cash-secured puts on Alphabet, the weekly premiums felt like […]

As parents, we want to give our kids the best shot at a successful future. For me, that includes teaching them how money works—not just how to spend it, but how to think about it. I recently opened a Revolut Junior account for my son, and it’s been an eye-opening experience—for both of us. A […]

Investing across borders opens up new opportunities for yield, growth, and diversification. But with international investing comes exposure to foreign currencies—and that means currency risk.If your home currency is the euro, US dollar, or any other, and you invest in assets priced in a different currency (like the British pound, Japanese yen, or Swiss franc), […]

In the global investing landscape, the UK stock market often flies under the radar. It lacks the tech-heavy glamour of the US or the hyper-growth potential of emerging markets. Yet, a recent conversation with a long-time UK-based investor made me pause. His portfolio, rooted in FTSE 100 stalwarts and selectively chosen high-value companies, has not […]

If you’re building an app, digital product, or tool — and want to offer premium features, subscriptions, or supporter perks — you’re faced with a critical decision: 👉 How do you manage payments, entitlements, and gated access without reinventing the wheel? There are more options than ever before. And while tools like Stripe and Gumroad […]