Short answer: For receiving and moving USD, Wise is usually the better choice, especially if you’re in Europe and getting paid from US banks. Revolut is strong for day-to-day spending and FX, but its USD rails are often weaker and more expensive. Quick verdict by use case You live in Europe and receive USD from […]

Open a bunq account bunq is a fully app-based EU bank founded in 2012 and licensed under De Nederlandsche Bank. It targets users who value automation, strong budgeting with multiple IBANs, and an eco-focused brand. Unlike e-money institutions, bunq is a licensed bank and covered by the Dutch Deposit Guarantee up to €100,000. Company Background […]

Traveling abroad or shopping online often means dealing with currencies that are different from your home country’s. While this may seem straightforward—your card gets charged, and your bank handles the rest—the reality is that small decisions at the checkout can save (or cost) you significant amounts over time. Whether you’re exploring a new country or […]

As parents, we want to give our kids the best shot at a successful future. For me, that includes teaching them how money works—not just how to spend it, but how to think about it. I recently opened a Revolut Junior account for my son, and it’s been an eye-opening experience—for both of us. A […]

Fiscal and monetary policy are the two primary tools governments and central banks use to influence a nation’s economy. While they have distinct mechanisms and objectives, their interplay can significantly affect economic stability, growth, inflation, and employment. Understanding how these policies function is essential to grasp the broader economic picture. What Is Fiscal Policy? Fiscal […]

Interest rates are among the most influential tools in the financial world, wielded by central banks to regulate economic activity and maintain stability. But how do they work, and why do they matter so much? Moreover, how do decisions by the U.S. Federal Reserve (Fed) ripple beyond the United States, impacting currencies like the euro […]

Malta has long attracted businesses looking for a favorable EU tax environment, an English-speaking workforce, and a well-developed regulatory framework. But there’s a catch that most incorporation guides gloss over: opening a business bank account is genuinely difficult, and for non-traditional businesses — crypto, gaming, fintech — it can be close to impossible with the […]

If you’ve spent any time dealing with traditional banks in Europe, you already know the problem. Hidden fees. Useless customer support. Weeks-long waits for basic account changes. And if you’re an expat, a freelancer, or anyone with financial activity that crosses a border? Good luck. I’ve had some bad experiences with banks in Malta — […]

Back in 2020, I wrote a comparison of N26 and Revolut and concluded that N26 was the better bank. At the time, I stood by that call — N26 felt more like a real bank, had cleaner design, and Revolut was still finding its footing. A lot has changed since then. I still use both, […]

For many years I struggled to understand the lingo used in movies and books that came from the US with regard to money and finance. Here are a few terms that you are most likely to encounter that have no real parallel here in Europe. If you need me to explain anything else just leave […]

I’ve had a Wise account for years, and it sits in my financial setup for one specific reason: nobody else does international money transfers as cleanly or as cheaply. I use Revolut as my primary everyday account and N26 as my European banking backbone — if you’re still deciding between those two, my N26 vs […]