Jean Galea

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Why I No Longer Recommend Changelly

Last updated: April 20, 20261 Comment

Changelly Review 2021

Heads up: I originally reviewed Changelly positively in 2021. After a closer look at the evidence in 2026, I can no longer recommend the service. Here’s what I found and what I’d use instead. What Changed My Mind Changelly has been operating since 2015 as a non-custodial crypto swap service. It still works for small, […]

Filed under: Crypto, Money

The Worst Real Estate Crowdfunding Platforms in Europe – Platforms to Avoid

Last updated: April 03, 2024Leave a Comment

Unfortunately, there are several real estate crowdfunding platforms that are best avoided, just like there is a long list of bad P2P lending platforms. It basically boils down to the following two reasons: Basic incompetence and inexperience at investing and managing real estate investments Extreme focusing on marketing and raising money at the detriment of […]

Filed under: Money

Bitstamp Review 2026: Why I No Longer Recommend It

Last updated: April 26, 20261 Comment

Bitstamp review 2021

I have followed Bitstamp for years and used to recommend it without hesitation. It launched in 2011, sits among the oldest exchanges still operating, and earned a reputation for boring competence at a time when the rest of the industry was anything but. Robinhood Markets bought it in June 2025 for $200 million, which on […]

Filed under: Crypto, Money

How to Evaluate and Choose a European Forex Broker

Last updated: March 11, 2026Leave a Comment

choose forex brokers europe

This is an ideal read for the European investor who is looking for growing his/her wealth fast and is ready to assume more risk. There are very few, if any, get-rich-quick schemes that work long-term in the world, however, it is true that some investing and trading strategies can get you on the path to […]

Filed under: Crypto, Money

Spending Money on Things That Matter

Last updated: April 15, 20261 Comment

I’m not a big fan of the extreme frugality that runs through much of the FIRE movement. The obsession with minimising every outgoing misses the point. Money is a tool, and using it well means spending it well — not just hoarding it. My approach is different. Think hard about your purchases, especially the big […]

Filed under: Money, Thoughts & Experiences

ETF Guide for European Investors – How to Invest Passively Using Indexes

Last updated: April 22, 20266 Comments

SPDR® Dow Jones® Industrial Average ETF

 | Buy ETFs on DEGIRO If you’re looking to build a portfolio of stocks, bonds, or other asset classes – you might want to consider an ETF. In doing so, you’ll often be investing in hundreds of financial instruments through a single trade. As such, you can easily diversify without needing to pick and choose […]

Filed under: Money

How do Bitcoin Options Work and Should You Trade Them?

Last updated: April 22, 20268 Comments

bitcoin options platform at Deribit

Trade options on Deribit I recently wrote an in-depth guide on Bitcoin futures – where I explained that they meet the needs of a certain type of investor that wishes to place sophisticated trades. You do, of course, also have Bitcoin options – which is beginning to pick up ground in the cryptocurrency scene. Make […]

Filed under: Crypto, Money

Padel Progress Report – Year 4 (2020)

Last updated: September 30, 20221 Comment

padel in malta

Well, what can we say about 2020? It was a real shit show for the whole world really, and my padel journey got heavily affected by the whole COVID crisis and lockdowns. I started the year strongly, winning the first tournament I participated in. The rest of January was quite tough though, as right when […]

Filed under: Padel

Portugal – One of the Most Crypto-Friendly Countries in Europe

Last updated: April 22, 2026113 Comments

Portugal has long attracted crypto investors, digital nomads, and entrepreneurs looking for a favorable tax environment in Europe. And it remains genuinely compelling — but the rules have changed significantly since 2023, and it’s important to understand exactly what you’re getting into before you pack your bags. The short version: Portugal is still one of […]

Filed under: Crypto, Money

Lisbon (Portugal) VS Barcelona (Spain)

Last updated: April 16, 202618 Comments

Barcelona vs Lisbon

This is going to be a highly opinionated post about my thoughts on Lisbon and Barcelona. It’s written from the viewpoint of an entrepreneur/investor who appreciates the good things in life and is also planning the future of his kids. I’ve lived in Barcelona for several years and visited Lisbon many times. I have friends […]

Filed under: Expat life

Where to Park Your Car at the Barcelona Airport

Last updated: April 15, 2026Leave a Comment

A taxi from the city center to the airport costs around 35 euro. I would suggest avoiding the local taxi companies and getting a Cabify cab instead. You’ll get better service for the same price or less. If you want to travel to the airport in your own car, this is another convenient option, since […]

Filed under: Expat life

How do Bitcoin Futures Work and Should You Trade Them?

Last updated: April 22, 2026Leave a Comment

different bitcoin future durationa at Kraken

Futures operate in a multi-trillion dollar industry. They are complex financial instruments that allow you to speculate on whether the price of an asset will be higher or lower in the future. While futures are particularly common when trading commodities like gold, oil, and wheat – they have since reached the Bitcoin scene. Whether or […]

Filed under: Crypto, Money

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Jean Galea

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