Open a Mintos account Mintos is a multi-asset investment platform in Europe. Like many other FinTech companies of this type, it is based in the Baltic region; in Latvia specifically. Currently, Mintos has four offices employing more than 160 people in Riga, Vilnius, Berlin and Warsaw. Mintos started operating in 2015 but has experienced rapid […]
How to Win Padel Matches at Amateur Level
Most padel players at any level enjoy watching World Padel Tour matches and dream of imitating the moves of their favorite padel players. However this might not be the most effective way of spending your time if you’re an amateur player and are trying to win more matches. What does being an amateur player really […]
The Best Communities and Networks for Entrepreneurs and Founders
Entrepreneurship can be an exciting but lonely experience. You start off with nothing and most likely with your peers thinking you’re chasing an impossible dream, or worse, doing nothing of worth. If you manage to prove your worth and build a successful business, you’ll also lose touch with those same peers because your concerns are […]
My Morning Routine
I have a fairly structured morning routine that I’ve developed over the years. It used to go something like this before we had kids: Wake up and go to the toilet. Go back to bed for an HRV reading. Take a shower immediately. Brew a cup of coffee with coconut oil and do a ten-minute […]
Gambling v Investing: The Similarities and Differences
Investing in the stock market carries inherent risks. Just like gambling, it involves the risking of capital in the hope of future financial gains. Both involve speculating on an outcome that can’t be guaranteed – however, there are also some key differences to bear in mind. Let’s take a look at the similarities and differences […]
Should You Buy North or South Facing Property in Spain?
A common question in the property scene is whether one should buy a south or north facing property. South facing provides the best conditions for sunlight, considering factors like the difference between morning and afternoon sun. Suitable lighting and direct sunlight impact directly in a very significant way many things from mood to electricity costs. […]
How to Determine Your Chronotype and Plan Accordingly
I learned about chronotypes from sports sleep coach Nick Littlehales. While I’ve never had much trouble sleeping, I have struggled on and off with going to sleep and waking up at the right times. Your chronotype describes your sleeping characteristic – whether you’re a morning person or an evening person. Chronotypes are genetic traits and […]
Navigating Through Life’s Scams, Quackery, Fake Science and Outright Bullshit
One thing I’ve realized during the past 5 years or so is the mind-boggling amount of crap information that’s passed around as absolute truth. Of course, the arrival of the internet only hugely magnified this problem, so we live in an age where it can be extremely difficult to know what’s true and what’s not. […]
Avoiding Smartphone and Social Media addiction
Update March 2026 — I’ve moved on from the dual-phone approach. These days I use a browser extension to strip the addictive elements out of social media instead. See: How I Stripped Social Media Down to What Actually Matters. Smartphone usage and social media have become very detrimental to our attention spans and the ability […]
Expat Guide to Spanish Taxation – Welcome to Europe’s Tax Hell
One of the most common mistakes expats make is not researching the tax situation of their new country before they move there. This can lead to some very bad news further down the road. Let’s have a look at Spain, which has a lot of taxes that people coming from other countries might not be […]
Buying a Mattress in Spain
Here are a few notes I made while researching the purchase of a mattress in Spain. The mattress industry is aimed at confusing customers with excess supply, pushy sales tactics and high prices, so you have to be careful. Do not consider any company that offers a trial period of less than 100 days. For […]
How to Evaluate Private Real Estate Investment Proposals
Peer to Peer and crowdfunding real estate platforms are an excellent way to get into the property investment game, but as you get more involved into this industry, you are likely to come across private off-market investment opportunities. By private I mean off-market opportunities that are typically reserved to a much smaller pool of investors […]
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