Jean Galea

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Barcelona & Expat Life

Health Insurance for a Family of Five in Portugal: Real Quotes From €3,200 to €39,600 a Year

October 30, 2026

We’re a family of five living in Cascais: two adults in their thirties and forties, two school-age kids and a baby. I asked four brokers to …

Filed under: Barcelona & Expat Life

Barcelona & Expat Life

Panama Residency and Tax: No Tax on Foreign Income, but Residency Starts at USD 200k

October 28, 2026

After writing up Uruguay, where the tax case rests on a 10-year holiday for foreign passive income, I looked at the other Latin American name that …

Filed under: Barcelona & Expat Life, Investing

Barcelona & Expat Life

Uruguay Residency and Tax: Who the New Holiday Is For

October 28, 2026

A friend from Brazil pointed me to Uruguay as one of the most interesting residency options in South America, especially for nomads, for its tax treatment …

Filed under: Barcelona & Expat Life, Investing

Why Shops in Portugal Ask for Your NIF (and What You Get Back)

October 20, 2026

Buy a coffee, a tank of fuel or a bag of groceries in Portugal and the cashier will ask “contribuinte?” or “quer número de contribuinte na …

Filed under: Barcelona & Expat Life

Importing a Car Into Portugal: What ISV Costs and When It Pays

October 20, 2026

Portugal charges its vehicle tax once, when a car first receives a Portuguese plate. That tax is the ISV, the imposto sobre veículos, and it explains …

Filed under: Barcelona & Expat Life

The Best Healthy Food Delivery in Cascais

October 19, 2026

I don’t cook. Almost everything I eat is ordered online and delivered, and I’m also fussy about what goes into it: protein, vegetables, real ingredients, nothing …

Filed under: Barcelona & Expat Life

Barcelona & Expat Life

Where to Buy Specialty Coffee Beans in Cascais

October 13, 2026

Most coffee sold in Portuguese supermarkets is a blend of arabica and robusta, and several of the big brands still use torrefacto, where sugar is burned …

Filed under: Barcelona & Expat Life

Moving to Portugal as an EU Citizen: Every Step, in the Order That Works

October 13, 2026

Moving to Portugal from another EU country needs no visa and no residence permit. It does take about ten separate registrations, spread across the tax office, …

Filed under: Barcelona & Expat Life

Barcelona & Expat Life

Your NHR Is Ending: What It Costs to Stay in Portugal and Where People Go Instead

October 10, 2026

Portugal had 128,958 people on the NHR regime in 2024, according to an IGF audit reported by ECO. That’s three times the 41,229 counted in 2019. …

Filed under: Barcelona & Expat Life, Investing

Barcelona & Expat Life

Portugal Mortgage for Business Owners: The Income Banks Want to See

September 24, 2026

If your income comes as dividends from your own company, a Portuguese bank will lend against it, but only after it has shown up on your …

Filed under: Barcelona & Expat Life, Investing

Barcelona & Expat Life

Home Alarm Systems in Portugal: Skip Verisure and Own Your Setup

September 23, 2026

If you’ve just moved into a house in Cascais, a Verisure or Prosegur rep will probably get to you before your furniture does. The pitch is …

Filed under: Barcelona & Expat Life

Barcelona & Expat Life

How to Register With Portugal’s SNS, and What It Actually Covers

September 18, 2026

Hospital de Santo António dos Capuchos, Lisbon. Photo by RickMorais, CC BY-SA 4.0. Portugal’s Serviço Nacional de Saúde is residence-based, not contribution-based. You don’t buy into …

Filed under: Barcelona & Expat Life

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Jean Galea

Founder | AI builder | Dad of three | Athlete

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