Nectaro and Afranga are two of the most interesting newer platforms in European P2P, and they’re remarkably alike on the surface: both regulated, both yielding roughly 14%, both with clean default records, and both concentrated on a single lending group. If you’re building a high-yield, regulated corner of your portfolio, these two are natural rivals. […]

Nectaro and ViaInvest are the closest match-up in this comparison series. Both are Latvian, both are MiFID II regulated, both work exclusively with loan originators inside their own corporate group, and both keep things simple. They’re built on the same template. The differences come down to age, liquidity, and yield. The short version: ViaInvest is […]

Afranga has built a strong case for itself: ECSP regulation, returns around 13.9%, a zero-default record, and a growing six-originator marketplace. It deserves a place in a diversified P2P portfolio, and it has one in mine. So why look elsewhere? A few reasons. Afranga has no auto-invest, so every reinvestment is manual. Its secondary market […]

Nectaro has quickly become one of the most compelling newcomers in European P2P. A 14.91% return in 2025, MiFID II regulation, zero investor losses so far, and the backing of the billion-dollar Dyninno Group. It’s earned a place in my portfolio. So why look elsewhere? Two reasons. First, Nectaro has no secondary market yet, so […]

Afranga and PeerBerry both live in the high-yield consumer-loan corner of European P2P, and both rest heavily on a single lending group. The defining difference is regulation: Afranga is ECSP licensed, PeerBerry is not. That, plus scale and convenience, is what separates them. The short version: Afranga has the regulatory edge and a slightly higher […]

Nectaro and PeerBerry are two of the most appealing consumer-loan platforms in Europe, and they’re easy to confuse on paper: both Latvian, both fee-free, both with 60-day buyback guarantees, neither with a secondary market. The real differences sit underneath, in regulation, returns, and how each one concentrates its risk. The short version: Nectaro is regulated […]

Afranga and Mintos represent two different philosophies of P2P investing. Mintos is the sprawling, EUR 12 billion marketplace built on breadth. Afranga is the focused Bulgarian platform built on higher yield and a clean default record. One spreads your risk as widely as possible; the other concentrates it for a better headline return. The short […]

Nectaro and Mintos sit at opposite ends of the European P2P spectrum. Mintos is the EUR 12 billion incumbent with 60+ loan originators and a decade of history. Nectaro is the two-year-old newcomer that quietly posted a 14.91% return in 2025 and walked off with re:think P2P’s “Winner of 2025” title. I invest on both, […]