As a parent, one of the topmost priorities in my life is to give my kids a good education and see them grow into happy, fully functional adults. Parenting skills are not something we inherit or are just born with. For some, educating their kids in the same way their parents taught them might be […]
Fintown Review 2026 – Invest in AirBnB Apartments in Prague
Open a Fintown account Fintown is an investment platform powered by Vihorev Group (more than 10 years of experience in the Czech real estate market) that provides investors with convenient and safer opportunities to invest in real estate developments across Europe, with a special focus on Prague, the capital city of the Czech Republic. The […]
The Tax Advantages of Cyprus (Corporate Setup, Non-Dom, and more)
In this article, I will discuss some of the benefits of Cyprus for living and for tax optimization. I will also share some of the typical cases I see where Cyprus is used in a tax optimization (and also lifestyle optimization) context. Update (March 2026): Cyprus passed a comprehensive tax reform in December 2025, effective […]
Monefit Review 2026 – 7% Per Year Returns with SmartSaver
In this article, I’m taking a look at Monefit, a consumer loan platform designed to provide quick and convenient personal loans to customers in need of financial assistance. Monefit was launched by Creditstar Group, an established financial services provider with over a decade of experience in the market. Operating across several European countries, Creditstar has […]
ViaInvest Review 2026 – 13% Returns with MiFID II Regulation
Viainvest is a European P2P lending platform that connects investors with borrowers seeking short-term consumer loans. The platform aims to provide investors with an easy and secure way to invest in consumer loans, offering attractive returns and a simple, user-friendly experience. Launched in 2016 and based in Latvia, Viainvest is part of the VIA SMS […]
Portugal Tax for Expats in 2025: NHR Is Gone, IFICI Is Here
Portugal is one of my favorite countries in the world, and it also happens to have a history of offering some of Europe’s most attractive personal tax conditions for entrepreneurs and investors. The article you’re reading was originally about the Non-Habitual Resident (NHR) programme, which ended on 31 December 2023. If you are researching Portugal […]
A Comprehensive Guide to Malta’s 5% Effective Corporate Tax Rate
Malta is an attractive destination for setting up companies due to its unique taxation system, which offers several benefits for non-resident and non-domiciled individuals. Over the years, I’ve delved very deep into the topic of tax optimization, and if you haven’t done so already, I recommend starting off with my article on low tax strategies […]
Scalable Capital Review 2026 – A Solid European Roboadvisor
Scalable Capital has evolved far beyond its origins as a robo-advisor. Founded in 2014 by Erik Podzuweit, Florian Prucker, and Adam French, the company has grown into one of Europe’s largest digital investment platforms. Today, Scalable Capital offers a full-featured broker alongside its wealth management service, giving investors access to stocks, ETFs, bonds, crypto, and […]
Making Malta Your New (Low-Tax) Home: A Guide for Expats
Malta, a small Mediterranean island nation, has become an attractive destination for expats, entrepreneurs, and digital nomads due to its pleasant climate, rich history, and business-friendly environment. It also happens to be the country where I was born and raised, although I left in my mid-twenties due to several issues that have remained largely unresolved. […]
Pickleball vs. Padel: A Comparison of Two Rapidly Growing Racket Sports
Pickleball and padel are two exciting racket sports that have been gaining popularity worldwide. Both sports offer fun, social, and competitive experiences, making them attractive to players of all ages and skill levels. In this article, we’ll take a closer look at the similarities and differences between pickleball and padel, exploring the gameplay, equipment, rules, […]
Esketit Review 2026 – Returns, Risks, and Platform Changes
Sign up to Esketit If you’ve been exploring opportunities in the consumer loan space and are curious about the Esketit platform, then you’re in the right place. Esketit is a fintech company that has carved out a position in the European consumer loan market. Their focus is on providing transparent and accessible financing solutions to […]
Banking Options for Businesses in Malta – Is it Possible to Open an Account?
Malta has long attracted businesses looking for a favorable EU tax environment, an English-speaking workforce, and a well-developed regulatory framework. But there’s a catch that most incorporation guides gloss over: opening a business bank account is genuinely difficult, and for non-traditional businesses — crypto, gaming, fintech — it can be close to impossible with the […]
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