Options trading often boils down to one critical decision: should you let your position expire or close it early? This choice is relevant for both buyers and sellers of calls and puts. In this article, I’ll break down the scenarios for each type of option—long calls, short calls, long puts, and short puts—and provide practical […]

TL;DR: Government spending, tax policy, and central bank decisions ripple through every asset class. Here’s how I track and respond to them as a European investor — and real examples from my own portfolio of what happened when policy shifted. In late 2022, news broke about Spain’s new “solidarity” wealth tax. Around the same time, […]

TL;DR: Interest rates affect everything from your P2P lending returns to your mortgage payments to your crypto portfolio. As someone who invests across all of these, here’s how I’ve adjusted my portfolio across rate cycles — and what I plan to do next. When the ECB started raising rates aggressively in 2022, I noticed it […]

When I first reviewed Hive5 in late 2024, I called it one of my top three P2P lending platforms. Solid double-digit returns, a clean interface, a credible-looking team. I recommended it without hesitation. I was wrong. Over the past year, enough has surfaced about Hive5 that I no longer trust the platform with my own […]