Every now and then a new P2P lending platform comes along that genuinely catches my attention. Nectaro is one of those platforms. Launched in November 2023, it has quickly become one of the most talked-about newcomers in European peer-to-peer lending, and for good reason. It delivered a 14.91% return in 2025, has zero investor losses […]

Kviku is one of those names that used to show up often in P2P lending circles—especially among investors chasing high double-digit returns in emerging markets. I gave them the benefit of the doubt at first. They looked solid on paper: Russian roots, cross-border expansion, supposedly high-tech scoring systems. But let’s not sugarcoat it—Kviku has turned […]

Update: March 2026 – LenderMarket 1.0 officially shut down on December 31, 2025, with all pending payments resolved. The platform relaunched as LenderMarket 2.0 in October 2025 with new technology, new loan originators, and an EU crowdfunding license. However, given the platform’s history, I remain cautious about recommending it. I’ll be completely honest with you. […]

Bondster was once a promising addition to the European P2P lending space. When I first came across the platform, it offered what looked like solid returns, backed by buyback guarantees and a growing selection of loan originators. However, in recent years—especially into 2025—things have taken a sharp turn for the worse. After monitoring the platform, […]

When I first came across Crowdestor, I was intrigued. The European P2P platform had that slick, high-return, high-risk appeal—offering access to business loans, real estate, and startup financing, often with double-digit returns. It felt like the edgy cousin of Mintos or Bondora. But fast forward to today, and Crowdestor has become a textbook example of what […]

Update (March 2026): Since publishing this review, serious concerns about Hive5 have emerged. Independent reviewers Independent reviewers have raised serious concerns and recommend avoiding the platform. Issues include insider-owned loan originators, misleading profitability claims, incentivised Trustpilot reviews, and legal action taken against a reviewer for publishing criticism. I no longer recommend Hive5 and have removed […]

Open an InDemo account Indemo is a newer platform in the European peer-to-peer (P2P) lending landscape, having launched in 2023 with the aim of revolutionizing real estate investing. Based in Riga, Latvia, Indemo distinguishes itself by offering two unique investment opportunities: mortgage loans and discounted debt investments. This review delves into Indemo’s strengths and weaknesses, […]

Debitum Investments (formerly Debitum Network, rebranded in February 2024) is one of the most established platforms in the Peer-to-Peer (P2P) lending arena, forging a conduit between investors and borrowers to channel capital towards businesses. Since its inception in 2018, operating from the vibrant city of Riga, Latvia, Debitum has made significant strides. The platform has […]

Invest with Lonvest When investing in European P2P lending platforms, it’s important to maintain a healthy level of diversification across said platforms, but also to always be on the lookout for new (and perhaps better) platforms to allocate to. Lonvest is one platform that fits the bill, having launched in 2023 in Croatia. The platform […]

In this article, I’m taking a look at Monefit, a consumer loan platform designed to provide quick and convenient personal loans to customers in need of financial assistance. Monefit was launched by Creditstar Group, an established financial services provider with over a decade of experience in the market. Operating across several European countries, Creditstar has […]

Viainvest is a European P2P lending platform that connects investors with borrowers seeking short-term consumer loans. The platform aims to provide investors with an easy and secure way to invest in consumer loans, offering attractive returns and a simple, user-friendly experience. Launched in 2016 and based in Latvia, Viainvest is part of the VIA SMS […]