Jean Galea

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How to Prepare Your Crypto Taxes in France (2026)

June 9, 2026

TL;DR: In France, occasional crypto investors pay a flat tax of 30% on gains (with social charges rising, pushing the headline rate toward 31.4%, so check …

Filed under: Crypto

Best Afranga Alternatives in 2026

June 9, 2026

Afranga has built a strong case for itself: ECSP regulation, returns around 13.9%, a zero-default record, and a growing six-originator marketplace. It deserves a place in …

Filed under: Investing

Best Nectaro Alternatives in 2026

June 8, 2026

Nectaro has quickly become one of the most compelling newcomers in European P2P. A 14.91% return in 2025, MiFID II regulation, zero investor losses so far, …

Filed under: Investing

Afranga vs PeerBerry: Which Is Better in 2026?

June 7, 2026

Afranga and PeerBerry both live in the high-yield consumer-loan corner of European P2P, and both rest heavily on a single lending group. The defining difference is …

Filed under: Investing

How to Prepare Your Crypto Taxes in the UK (2026)

June 7, 2026

TL;DR: In the UK, crypto gains are subject to Capital Gains Tax at 18% (basic rate) or 24% (higher rate) after a £3,000 annual exempt amount. …

Filed under: Crypto

Nectaro vs PeerBerry: Which Is Better in 2026?

June 6, 2026

Nectaro and PeerBerry are two of the most appealing consumer-loan platforms in Europe, and they’re easy to confuse on paper: both Latvian, both fee-free, both with …

Filed under: Investing

Afranga vs Mintos: Which Is Better in 2026?

June 6, 2026

Afranga and Mintos represent two different philosophies of P2P investing. Mintos is the sprawling, EUR 12 billion marketplace built on breadth. Afranga is the focused Bulgarian …

Filed under: Investing

How to Prepare Your Crypto Taxes in Portugal (2026)

June 5, 2026

TL;DR: Portugal is no longer crypto tax-free, but it’s still attractive: hold a coin for 365 days or more and the gain is exempt from capital …

Filed under: Crypto

Nectaro vs Mintos: Which Is Better in 2026?

June 5, 2026

Nectaro and Mintos sit at opposite ends of the European P2P spectrum. Mintos is the EUR 12 billion incumbent with 60+ loan originators and a decade …

Filed under: Investing

How to Prepare Your Crypto Taxes in Malta (2026)

June 3, 2026

TL;DR: Malta’s “0% crypto tax” reputation is half true. Long-term holdings of coins held as an investment are not subject to capital gains tax, so a …

Filed under: Crypto

What to Eat and Drink During a Padel Match

June 3, 2026

Padel is a game of rallies, sprints, and sudden bursts of intensity. You can go from standing still to chasing a lob in a split second, …

Filed under: Investing, Padel

The Strange Privilege of Being Born Between Two Worlds

May 27, 2026

I was at a concert recently. Great band, perfect venue. And as I looked around, all I could see was a sea of phone screens — …

Filed under: Essays, Investing

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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