Every time Bitcoin makes headlines — whether it’s crossing a new milestone or going through one of its trademark corrections — my inbox fills up with the same question: should I buy Bitcoin right now? I’ve been answering some version of this question since 2013. My answer has stayed consistent, even as the number at […]

A few years ago, an employee left and I discovered their card was attached to our hosting, three AI tools, and the domain registrar. Cancelling the card triggered a chain of failed payments that took days to untangle. Some services suspended without warning. One nearly deleted our data after a grace period I didn’t know […]

Looking back over the past decade, investing has been one of the most fulfilling pursuits in my life, while I took a break from entrepreneurship and active work in the tech space. The rewards have been financial, but more importantly they’ve been intellectual and personal. It’s the one arena where my natural aptitudes—and even some […]

Short answer: For receiving and moving USD, Wise is usually the better choice, especially if you’re in Europe and getting paid from US banks. Revolut is strong for day-to-day spending and FX, but its USD rails are often weaker and more expensive. Quick verdict by use case You live in Europe and receive USD from […]

European retail investors cannot normally buy U.S.-domiciled ETFs like QQQ due to the PRIIPs regulation and the missing KID. Brokers block direct purchase to comply. However, you can still own such ETFs by using options. We’ll keep on using the very popular QQQ as an example. The Workaround Sell a cash-secured put on QQQ. One […]

If you’ve ever needed to convert currencies, you’ve probably considered services like Wise, Revolut, or maybe even a crypto exchange like Kraken. But have you ever thought about using Interactive Brokers (IB) to trade the currency pairs directly? Let’s dive into how Interactive Brokers stacks up as a tool for currency conversions and compare it […]

Open a bunq account bunq is a fully app-based EU bank founded in 2012 and licensed under De Nederlandsche Bank. It targets users who value automation, strong budgeting with multiple IBANs, and an eco-focused brand. Unlike e-money institutions, bunq is a licensed bank and covered by the Dutch Deposit Guarantee up to €100,000. Company Background […]

Traveling abroad or shopping online often means dealing with currencies that are different from your home country’s. While this may seem straightforward—your card gets charged, and your bank handles the rest—the reality is that small decisions at the checkout can save (or cost) you significant amounts over time. Whether you’re exploring a new country or […]