Jean Galea

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What to Eat and Drink During a Padel Match

Published: February 28, 2019Leave a Comment

Here’s what you should have handy during a padel match for optimum nutrition:

  • Banana or dates
  • Isotonic drink
  • Water
  • Fruit bars

That’s pretty simple, you can watch World Padel Tour and see that these are the main drinks and foods that the top athletes use during their matches.

Banana is probably the most popular fruit you’ll see among the players. It is a fruit with a high glycemic index which therefore gives you a quick boost of energy. It’s main sugars (fructose and glucose) help with your body’s absorption of carbs. Bananas are also rich in magnesium which help reduce the sensation of fatigue. The potassium found in bananas helps avoid cramps and muscle spasms.

Filed under: Padel

How to Export Photos from iPhone to an External Drive

Last updated: December 06, 2020Leave a Comment

I don’t like using Apple’s applications and proprietary file storage types for photos. I like it old school where I can just drag photos from my devices to my external drive in a folder and organize them manually via folders.

Storing photos on iCloud is a privacy concern that not many people care about, but I do so I prefer to avoid it.

I’ll therefore talk about how I manage the exporting process of images from my iPhone to my local storage.

iMazing Backup

A couple of years ago I started using iMazing Backup which is an excellent software for Mac that enables me to bypass the whole Apple silo by making my own automated backups of Apple devices we have in the family over Wi-Fi. So the main reason I purchased it was to have an iCloud backup alternative.

However, it is also an excellent manager for Apple devices. I frequently use it to drop PDF books onto my iPad, for example. The process is extremely easy.

Another use case for me is exporting images from my phone onto local storage. I like to keep my phone as clean as possible and export all my photos every month or so. The disadvantage is that I don’t have easy access to all my photos, but on the other hand I know that my photos are safe and backed up at all times.

iMazing Backup has an excellent photo and video expert utility that also includes some smart folders. You can read about how it all works on iMazing’s guide.

This tool lets me export all images including the live photos (which in reality are short video clips) as well as original versions of edited photos. You can also choose to automatically convert from HEIC to JPEG and also change the naming structure of the photos.

Image Capture (My Previous Method)

This had been my go-to method prior to starting to use live photos. I then realized that this method would not export the live photos but only the still version. So I had to stop using this method.

Here’s how to do that process to transfer photos from an iPhone to an external drive, or anywhere on your Mac for that matter.

  1. Connect Your External Hard Drive To Your Mac. First, connect the hard drive to your Mac and make sure it shows up in the Finder’s sidebar.
  2. Connect Your iOS Device To Your Mac.
  3. Launch Image Capture.
  4. Select Destination.
  5. Click Import.

What to do if you already have your photos in the Photos app

If you had already used the Mac Photos app to import your photos from the phone, and you now want to export the individual photo files, you should follow these steps:

  1. Launch Photos on your Mac.
  2. Hold down the Option (⌥) key while dragging images to the Finder.

All of the original parameters of your images will be entirely preserved. In Photos 1.0, dragging an image out of the app would save your selection as a downscaled JPEG file. In the most recent release, dragged images retain their original resolution but are still recompressed as JPG files.

Note that I’ve had problems copying a whole album at once if it has a lot of photos in it. I’m not sure if it’s a general issue or just a local thing on my setup. What I do in that case is just select smaller batches of photos to move over.

Filed under: Tech

A Guide to Renting an Apartment in Barcelona

Last updated: April 14, 2020Leave a Comment

Barcelona is currently my favorite city in Europe, and I thought it would be fun to do some research into renting an apartment in Barcelona. I’ll be focusing on long term rentals as short term rentals have been covered to death, and anyway, we all know that nowadays companies like Airbnb have completely dominated short term rentals.

Let’s say you want to spend more than 3 months in Barcelona, a year even. What should you know before you get to Barcelona?

The Importance of Agents

Your best bet for finding an apartment in Barcelona is through an agent. These agents can either be independent or be employed by one of the big agencies. This holds especially true if you are looking for a mid to high-end apartment and don’t want to waste time trawling the various property rental listing websites.

Upon finding an apartment, the new tenant pays the agent’s fee, and it’s usually the equivalent of one month’s rent, but can be up to 10% of the annual cost of the rental. VAT at the rate of 21% will be added on top of that.

Any reasonably priced flat that’s in a good condition will rent out quickly. Spain might be in a recession but the rental market in Barcelona certainly doesn’t seem to be affected, things here move fast. If you find something you really like, go for it. A good property can be gone in a matter of days, hours even.

Properties are available for viewing when the previous tenants have moved out. That means you’ll be seeing the apartment in a ready-to-rent state and also implies that you should be ready to move immediately.

When you find a property you like, you’ll probably want to dig a little deeper. Here’s a handy checklist:

  • Are communal charges included in the rent? (usually yes)
  • Are utility bills included? (usually not, ask about electricity, water and gas)
  • Is there an extra cost for central heating?
  • Is the agency fee 1 month’s rent or 10% of the annual rent? (the latter works out more expensive)
  • What are the deposit terms? (usually two months rent)

I would also suggest checking if there are any planned works (construction) nearby, and see what kind of neighbors you would have. It’s also important to have a good look at the state of the building itself. Some rental apartments can be in great condition, but the building itself would have some serious problems.

For example, I rented an apartment that was absolutely excellent and we were the first tenants in, however, after a few weeks we discovered that if someone smoked in any of the other apartments, the smoke would seep through into our apartment through the kitchen extraction fan tubing. Ridiculous, I know, but it’s just an example of the many non-obvious problems that you can have.

I also suggest speaking to the owner about how they handle repairs, especially if it’s not a new apartment. Some owners that are not professional will leave you waiting for days, while others offer same day (usually within the hour) repairs because they have someone on call for such incidents.

Prices

Prices have been on the rise in recent years. As of August 2018, you can expect to pay between 900 and 2000 euros for an apartment, depending on the size and condition. A reformed three bedroom apartment in a good area will fetch between 1500 and 2000 euros. A reformed one bedroom will be closer to 900 euros.

Renting a Room

If you’re strapped for cash and don’t mind living with other people, you can also rent a room in an apartment. One of the best apps for finding such rooms is Badi. Expect to pay 400-800 euros for a good room.

Good luck with your apartment or room search, and if you have any questions just leave a comment below and I’ll do my best to answer.

Filed under: Expat life

Favorite Books and Resources for Learning Exercise Physiology

Last updated: May 01, 2020Leave a Comment

As I continue to immerse myself in padel and strive to improve every year, I’ve taken it upon myself to really learn how the human body works, especially in relation to exercise and sport.

These are the best resources I’ve found to help me along this journey:

  • Exercise Physiology: Theory and Application to Fitness and Performance
  • Exercise Physiology: Nutrition, Energy, and Human Performance
  • Physiology of Sport and Exercise
  • Advanced Strength and Conditioning for Tennis
  • Strength Training Anatomy
  • Coursera course: Science of Exercise
  • Coursera course: Introductory Human Physiology

And here are some other fitness books that I’ve really enjoyed:

  • Calisthenics for Beginners
  • The Practice of Natural Movement
  • Starting Strength
  • How to Build Strong & Lean Bodyweight Muscle
  • Becoming a Supple Leopard

Do you have any other resources to recommend? Let me know in the comments section.

Filed under: Health & Fitness, Padel

Best UK Real Estate Crowdfunding Platforms in 2024

Last updated: April 02, 202411 Comments

The United Kingdom is one of the most economically advanced and stable countries in Europe, with a strong legal system and one of the most important capital cities in the world. This and many other factors make it an ideal location for real estate investment.

In a separate article, I’ve listed the best European-wide real estate crowdfunding platforms, but in this article, I’ll only talk about UK platforms.

The best UK real estate platforms are Property Partner and CrowdProperty. No other competitor comes close to these two platforms. I’ve invested in both and they are very professional.

I believe that property should form a part of everyone’s investment portfolio, which is why I have made it an important part of my investment strategy over the past few years. By investing in a variety of properties instead of one, you can diversify your portfolio, reduce your level of risk and increase your returns over time.

Between 1997 and 2016, UK property prices have grown by 11.65% per year on average. This is compared to the FTSE All-Share index which has delivered 3.03% p.a. on average over the last 20 years to the end of 2016.

Even after Brexit, the UK remains a good place to invest in real estate:

  • 250,000: The number of properties that need to be built each year in the UK to meet demand
  • 170,000: The average number of properties being built each year – 32% behind target
  • 80,000: The current shortfall of housing each year

While most people only think of London when it comes to investing in the UK property market, good investment goes further than just where the city is, it also comes down to the area the development is located in. The more popular the area is to live in, the more demand there will be from potential tenants.

Markers of a good location:

  • A population that outweighs the supply of housing
  • Potential for future capital appreciation
  • A young population
  • Migration of big business
  • Previous institutional investment

With that said, let’s take a closer look at my favorite platforms.

Property Partner

Property Partner offers us, investors, the opportunity to invest in properties directly or else into development loan bonds (recently introduced). A company is created for each property purchased, and investors buy shares in that company.

Most of the properties are geared. Property Partner only lists properties at 50-60% loan-to-value (LTV) of the purchase price. They buy multiple units at a discount compared to purchasing the units individually –adding further downside protection. Reducing risk further, they only gear multiple-unit properties as these have a more stable rental income stream to service the mortgage.

Read more: My review of Property Partner

You can manually choose which investment opportunities you want to pursue, or else select one of the three investment plans and have the platform auto-invest for you.

  • Income plan (6.5%+)
  • Balanced plan (7.5%+)
  • Growth plan (8.5%+)

The investment plans are ideal for those who have an amount less than €50,000 to invest, because at those levels it doesn’t make sense to spend a lot of time researching each opportunity and making manual investments.

The fees relate to services that Property Partner provides:

  1. Sourcing and performing due diligence on investment-grade property deals, often with significant discounts, by an in-house team of property professionals and analysts.
  2. Ensuring that properties are let, managed and maintained to a high standard, and distributing monthly or quarterly dividends to investors.
  3. Delivering an end-to-end managed investment, including sourcing and arranging mortgages, corporate structuring through SPVs, financial statement preparation, corporate tax compliance, and adhering to regulatory requirements.
  4. Providing a technology platform that facilitates online investment management and reporting, on an FCA-regulated trading exchange allowing investors to trade their investments 24 hours a day, 365 days a year.

[Read more…]

Filed under: Money, Real estate

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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