Mintos and PeerBerry are the two largest peer-to-peer lending platforms in Europe, and if you’re getting started with P2P investing, you’ve probably narrowed it down to one of these two. I’ve been investing on both for years — over EUR 150,000 on Mintos since 2017 and a smaller but meaningful allocation on PeerBerry. They’re both […]

I need to be upfront about this comparison: Mintos and Robocash are not on the same level anymore. I’ve invested on both platforms, and while I originally included Robocash in my portfolio as a diversification play, the situation has changed significantly. As of March 2026, I no longer recommend Robocash and have removed it from […]

If you’re a European investor looking for a low-cost broker, your shortlist probably starts and ends with two names: DEGIRO and Scalable Capital. These are the two brokers that come up in nearly every conversation about affordable investing in Europe — and for good reason. Both offer access to thousands of stocks, ETFs, and other […]

Start investing on Capitalia I first came across Capitalia back in 2021, when I had an introductory call with their team. At the time, the platform was still in its earlier stages of opening up to retail investors. Five years later, Capitalia has become one of the most established business lending platforms in Europe, with […]

PeerBerry and Esketit target a similar type of investor — someone looking for solid returns on European consumer loans without the complexity of a mega-platform like Mintos. I’ve invested on both, and until recently, I would have called them roughly comparable options with different strengths. But 2025 changed the equation. PeerBerry has continued its steady […]

If you’re comparing Mintos and Esketit, you’re looking at two platforms in very different stages of their evolution. Mintos is the established market leader — 700,000+ investors, EUR 12 billion funded, MiFID II regulated, and pursuing a banking license. Esketit is a younger platform that’s going through a significant transition after losing its parent company […]

Start investing on Scramble Scramble is a European P2P investment platform with an unusual pitch: instead of funding consumer loans, mortgages, or small business debt, it provides working capital to early-stage consumer goods brands — think food startups, beauty labels, pet care companies, and fashion brands, mostly based in the UK and Europe. I’ve been […]