I use both Revolut and bunq from Barcelona. Not because I’m indecisive — because they’re genuinely different banks solving different problems, and living in Spain as an expat has taught me that having the right banking setup matters more than you’d think. Revolut is the financial super-app. It does everything: spending, saving, investing, crypto, insurance, […]

Comparing Bondora and PeerBerry isn’t really comparing two similar products. It’s comparing two completely different philosophies of P2P investing. Bondora’s Go & Grow gives you a fixed 6.75% annual return with absolutely zero effort — deposit money, earn interest, withdraw when you want. PeerBerry gives you ~11% through a traditional loan marketplace where you choose […]

Mintos and Bondora represent two completely different philosophies of P2P lending. I’ve had money on both platforms for years — over EUR 150,000 on Mintos since 2017 and a smaller allocation on Bondora since 2016. And honestly, comparing them is a bit like comparing an online stock brokerage to a savings account. They serve different […]

PeerBerry and Swaper are the two platforms I get asked about most often by investors who want simplicity. Both are unregulated. Both focus on short-term consumer loans. Both offer loyalty programs that reward larger portfolios. Both have buyback guarantees. They’re closer in DNA than almost any other pair of European P2P platforms. So the differences […]

Mintos and Swaper represent two completely different philosophies of P2P investing. Mintos is the diversified marketplace — 60+ loan originators, 33+ countries, multiple asset classes. Swaper is the high-yield specialist — one loan originator, a fixed 14% return, and a loyalty bonus that pushes it to 16%. I invest on both platforms, and they serve […]

Mintos and ViaInvest are the two most heavily regulated P2P lending platforms in Europe. Both operate under MiFID II — the same regulatory framework that governs traditional banks and brokerages. Both are based in Latvia. Both offer the EUR 20,000 investor compensation scheme. So why would you choose one over the other? I’ve invested on […]

On the surface, PeerBerry and Robocash look like they belong in the same category. Both are unregulated European P2P platforms offering consumer loans with buyback guarantees and similar returns. Both launched in 2017. Both are backed by a parent lending group rather than hosting independent third-party originators. But dig into the details, and these two […]

Mintos and PeerBerry are the two largest peer-to-peer lending platforms in Europe, and if you’re getting started with P2P investing, you’ve probably narrowed it down to one of these two. I’ve been investing on both for years — over EUR 150,000 on Mintos since 2017 and a smaller but meaningful allocation on PeerBerry. They’re both […]

I need to be upfront about this comparison: Mintos and Robocash are not on the same level anymore. I’ve invested on both platforms, and while I originally included Robocash in my portfolio as a diversification play, the situation has changed significantly. As of March 2026, I no longer recommend Robocash and have removed it from […]