Jean Galea

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A Comprehensive Guide to Malta’s 5% Effective Corporate Tax Rate

April 1, 2023

Malta is an attractive destination for setting up companies due to its unique taxation system, which offers several benefits for non-resident and non-domiciled individuals. Malta’s corporate …

Filed under: Business, Investing

Scalable Capital Review 2026 – A Solid European Roboadvisor

March 23, 2023

Scalable Capital has evolved far beyond its origins as a robo-advisor. Founded in 2014 by Erik Podzuweit, Florian Prucker, and Adam French, the company has grown …

Filed under: Investing

Making Malta Your New (Low-Tax) Home: A Guide for Expats

March 23, 2023

Malta, a small Mediterranean island nation, has become an attractive destination for expats, entrepreneurs, and digital nomads due to its pleasant climate, rich history, and business-friendly …

Filed under: Barcelona & Expat Life, Investing

Esketit Review 2026: Is Esketit Safe? Returns, Risks, Alternatives

March 18, 2023

This page contains affiliate links. If you sign up through them I may earn a commission, at no cost to you. Capital is at risk when …

Filed under: Investing

Banking Options for Businesses in Malta – Is it Possible to Open an Account?

March 17, 2023

Malta has long attracted businesses looking for a favorable EU tax environment, an English-speaking workforce, and a well-developed regulatory framework. But there’s a catch that most …

Filed under: Investing

Twino Review 2026 – A Turnaround Under New Leadership

March 11, 2023

Twino was one of the first P2P lending platforms I invested in. It launched in Latvia in 2009 (the web platform went live in 2015), and …

Filed under: Investing

Should Freelancers Set Up a Company in Estonia?

March 6, 2023

Estonia has become one of the most popular places for European freelancers to set up a company. The combination of a genuinely digital-first government, EU legitimacy, …

Filed under: Business, Investing

On Family Inheritances, Parent-Child, and Sibling Money Matters

December 14, 2022

Here are some notes on family inheritances. This can be a heavy subject for many families, and now that I am both a child and a …

Filed under: Essays, Investing

Net Worth Goals For Investors and Entrepreneurs Aged 35-45

October 27, 2022

Over the past years, I’ve spoken to many entrepreneurs and investors in my age group (35-45), and one of the questions I like to ask is …

Filed under: Essays, Investing

Where to Live in Spain as a Young Rich Expat

October 7, 2022

If you’re thinking of moving to Spain as a young and rich expat, you’ll probably be looking at a few shortlisted locations. Now the word “rich” …

Filed under: Barcelona & Expat Life, Investing

Kubera Review 2026: The All-Inclusive Net-Worth Tracker

May 19, 2022

Track your wealth with Kubera TL;DR: Kubera is a paid net-worth tracker ($249/year) that consolidates bank accounts, brokerages, crypto wallets, real estate, vehicles, domains, and manual …

Filed under: Crypto

Best Platforms for Dollar Cost Averaging in Crypto (2026)

November 8, 2021

TL;DR: The best DCA platform depends on where you live and what you want to buy. Coinbase is beginner-friendly but pricier. Kraken offers lower fees if …

Filed under: Crypto

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Jean Galea

Founder | AI builder | Dad of three | Athlete

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