Jean Galea

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Monefit Review 2026 – 7% Per Year Returns with SmartSaver

April 10, 2023

In this article, I’m taking a look at Monefit, a consumer loan platform designed to provide quick and convenient personal loans to customers in need of …

Filed under: Investing

ViaInvest Review 2026 – 13% Returns with MiFID II Regulation

April 4, 2023

Viainvest is a European P2P lending platform that connects investors with borrowers seeking short-term consumer loans. The platform aims to provide investors with an easy and …

Filed under: Investing

Portugal Tax for Expats in 2026: NHR Is Gone, IFICI Is Here

April 2, 2023

Portugal is one of my favorite countries in the world, and it also happens to have a history of offering some of Europe’s most attractive personal …

Filed under: Barcelona & Expat Life, Investing

A Comprehensive Guide to Malta’s 5% Effective Corporate Tax Rate

April 1, 2023

Malta is an attractive destination for setting up companies due to its unique taxation system, which offers several benefits for non-resident and non-domiciled individuals. Over the …

Filed under: Business, Investing

Scalable Capital Review 2026 – A Solid European Roboadvisor

March 23, 2023

Scalable Capital has evolved far beyond its origins as a robo-advisor. Founded in 2014 by Erik Podzuweit, Florian Prucker, and Adam French, the company has grown …

Filed under: Investing

Making Malta Your New (Low-Tax) Home: A Guide for Expats

March 23, 2023

Malta, a small Mediterranean island nation, has become an attractive destination for expats, entrepreneurs, and digital nomads due to its pleasant climate, rich history, and business-friendly …

Filed under: Barcelona & Expat Life, Investing

Banking Options for Businesses in Malta – Is it Possible to Open an Account?

March 17, 2023

Malta has long attracted businesses looking for a favorable EU tax environment, an English-speaking workforce, and a well-developed regulatory framework. But there’s a catch that most …

Filed under: Investing

Twino Review 2026 – A Turnaround Under New Leadership

March 11, 2023

Twino was one of the first P2P lending platforms I invested in. It launched in Latvia in 2009 (the web platform went live in 2015), and …

Filed under: Investing

Should Freelancers Set Up a Company in Estonia?

March 6, 2023

Estonia has become one of the most popular places for European freelancers to set up a company. The combination of a genuinely digital-first government, EU legitimacy, …

Filed under: Business, Investing

On Family Inheritances, Parent-Child, and Sibling Money Matters

December 14, 2022

Here are some notes on family inheritances. This can be a heavy subject for many families, and now that I am both a child and a …

Filed under: Essays, Investing

Net Worth Goals For Investors and Entrepreneurs Aged 35-45

October 27, 2022

Over the past years, I’ve spoken to many entrepreneurs and investors in my age group (35-45), and one of the questions I like to ask is …

Filed under: Essays, Investing

Is Trading Crypto in Portugal Tax-Free?

October 17, 2022

Portugal was once the undisputed crypto tax haven in Europe, but that changed significantly with the 2023 State Budget. If you’re considering a move to Portugal …

Filed under: Crypto

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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