Jean Galea

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Esketit Review 2026 – Returns, Risks, and Platform Changes

Last updated: April 02, 2026Leave a Comment

Sign up to Esketit If you’ve been exploring opportunities in the consumer loan space and are curious about the Esketit platform, then you’re in the right place. Esketit is a fintech company that has carved out a position in the European consumer loan market. Their focus is on providing transparent and accessible financing solutions to […]

Filed under: Money

Banking Options for Businesses in Malta – Is it Possible to Open an Account?

Last updated: April 15, 2026Leave a Comment

Malta has long attracted businesses looking for a favorable EU tax environment, an English-speaking workforce, and a well-developed regulatory framework. But there’s a catch that most incorporation guides gloss over: opening a business bank account is genuinely difficult, and for non-traditional businesses — crypto, gaming, fintech — it can be close to impossible with the […]

Filed under: Money

Twino Review 2026 – A P2P Platform in Transition

Last updated: April 02, 20263 Comments

Twino was one of the first P2P lending platforms I invested in. It launched in Latvia in 2009 (the web platform went live in 2015), and for years it was a reliable part of my portfolio. I earned a steady 9%+ with zero defaults. But a lot has changed since then. The Russia-Ukraine war froze […]

Filed under: Money

Should Freelancers Set Up a Company in Estonia?

Last updated: March 11, 2026Leave a Comment

Estonia has become one of the most popular places for European freelancers to set up a company. The combination of a genuinely digital-first government, EU legitimacy, and a deferred corporate tax system makes it stand out from almost every other jurisdiction. In this article I want to look at why tens of thousands of freelancers […]

Filed under: Business, Money

On Family Inheritances, Parent-Child, and Sibling Money Matters

Published: December 14, 2022Leave a Comment

family inheritance

Here are some notes on family inheritances. This can be a heavy subject for many families, and now that I am both a child and a parent, it makes sense to think about the topic and try to plan early. We start off with the fact that parents owe nothing to their children financially. Most […]

Filed under: Money, Thoughts & Experiences

Net Worth Goals For Investors and Entrepreneurs Aged 35-45

Last updated: March 24, 20262 Comments

net worth 35-45 years old

Over the past years, I’ve spoken to many entrepreneurs and investors in my age group (35-45), and one of the questions I like to ask is what their net worth goal is, irrespective of where they’re currently at. It’s a question that is designed to make them think about what is the amount of money […]

Filed under: Money, Thoughts & Experiences

Is Trading Crypto in Portugal Tax-Free?

Last updated: April 15, 20261 Comment

Portugal was once the undisputed crypto tax haven in Europe, but that changed significantly with the 2023 State Budget. If you’re considering a move to Portugal for crypto-related tax reasons, here’s what you need to know about the current rules. Last updated: March 2026. Tax laws change frequently — consult a qualified tax advisor before […]

Filed under: Crypto, Money

Where to Live in Spain as a Young Rich Expat

Published: October 07, 2022Leave a Comment

If you’re thinking of moving to Spain as a young and rich expat, you’ll probably be looking at a few shortlisted locations. Now the word “rich” can mean many things, but I’m using it to define young entrepreneurs, investors, and professionals who have a relatively high income or net worth. Here’s my view on where […]

Filed under: Expat life, Money

Kubera Review 2026: The All-Inclusive Net-Worth Tracker

Last updated: April 02, 20261 Comment

Track your wealth with Kubera TL;DR: Kubera is a paid net-worth tracker ($249/year) that consolidates bank accounts, brokerages, crypto wallets, real estate, vehicles, domains, and manual assets into one dashboard. It connects to 20,000+ banks worldwide, supports DeFi/NFT tracking, and includes AI-powered imports from CSVs and screenshots. No ads, no data selling. Best for investors […]

Filed under: Crypto, Money

Nexo Review 2026

Last updated: April 02, 20262 Comments

Get Started With Nexo If you hold crypto and you’re not earning anything on it, you’re leaving money on the table. Nexo is one of the platforms I’ve looked at most seriously for doing exactly that — putting idle digital assets to work while staying invested. In this review I’ll walk you through what Nexo […]

Filed under: Crypto, Money

Cointelli Review – Automated Tax Reports for Crypto Transactions in the US

Last updated: April 15, 2026Leave a Comment

Automize your crypto tax report with Cointelli Over the past years, the cryptocurrency sphere has evolved into a vast and complex reality where enthusiasts and investors alike can access a multitude of financial products that come in all sorts. And if (like me) you are one of them, you will likely be actively using multiple […]

Filed under: Crypto, Money

The Best Crypto Podcasts in 2026

Last updated: April 16, 2026Leave a Comment

One of the main ways that I keep updated with all the stuff that’s happening in the crypto space is through podcasts. I also run my own podcast at Mastermind.fm. Here are my favorites, categorized based on the majority of the topics they cover. The Rabbit Hole These are podcasts that are ideal for understanding […]

Filed under: Crypto, Money

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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