Jean Galea

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The Barbell Strategy for Balancing Your Investment Portfolio

Last updated: March 25, 2026Leave a Comment

barbell strategy youhodler

The barbell strategy is a portfolio framework that forces you to take a position: go very safe or go very risky, and cut out the mushy middle. No balanced funds. No “moderate” allocations that feel comfortable but perform mediocrely in every scenario. Nassim Nicholas Taleb, the author and statistician who popularised the idea, put it […]

Filed under: Crypto, Money

Coffee – Why and How I Drink It

Last updated: February 02, 2026Leave a Comment

coffee

Growing up in Malta, I used to drink Nescafe instant coffee, which is pretty low-quality stuff, but that’s what was popular at the time. I used to add milk to it and probably go through a whole pack of sugar-loaded Italian biscuits. Not the healthiest point in my life for sure. Up until my twenties, […]

Filed under: Health & Fitness

How to do Tax Loss Harvesting on Crypto

Last updated: January 15, 2026Leave a Comment

crypto losses to tax savings

Before we start – the usual disclaimer that this should not be taken as tax advice. Always consult a qualified tax lawyer or consultant before you take tax-related financial decisions. Towards the end of every year, you will come across a lot of talk about tax loss harvesting, especially in the USA, where it is […]

Filed under: Crypto, Money

The Best Crypto-Friendly Banks in Europe

Last updated: March 10, 202643 Comments

The conversation around banks and crypto in Europe has changed completely since I first wrote about this topic back in 2020. Back then, the problem was simple and frustrating: banks were blocking transfers to exchanges, freezing accounts, and treating anyone who touched Bitcoin like a suspected money launderer. Finding a bank that would let you […]

Filed under: Crypto, Money

The Best Brompton Resources

Last updated: April 05, 20241 Comment

I’m a big fan of Brompton bikes and own several of them. On this page, I’ll be listing a few of my favorite resources and products. Youtube Channels Brilliantbikes 781 Brompton Premium Parts Brompton Traveler I Bike unfolded Brompton Collector Javier Brommie Pimp Brompton official channel – some maintenance videos Path Less Pedaled Chris by […]

Filed under: Health & Fitness, Hobbies

Carry Trade Explained: How It Works, Risks, and Crypto Opportunities (2026)

Last updated: April 02, 2026Leave a Comment

carry trading

TL;DR: A carry trade means borrowing in a low-interest-rate currency and investing in a higher-yielding one, pocketing the difference. It’s been a staple of forex markets for decades — and now crypto traders use the same principle with stablecoin lending, Bitcoin futures basis trades, and DeFi yield strategies. The potential returns are real, but so […]

Filed under: Crypto, Money

DEGIRO Review 2026: Is This the Best Low-Cost Broker to Invest Online?

Last updated: April 02, 20268 Comments

If you’re looking to invest online – whether that’s in the form of stocks, ETFs, or other asset classes – you need to ensure that you are getting a good deal for your money. In other words, you’ll want to pick an online broker that offers competitive fees and commissions. One of the most notable […]

Filed under: Money

How to Buy Bitcoin in Europe – The Best Exchanges

Last updated: April 02, 202612 Comments

coinbase fees

Buy Bitcoin In March 2020 Bitcoin was priced at ‘just’ under $5,000. And today? The very same digital currency has gone beyond $40,000. Put simply, this means that Bitcoin has increased in value by over 800% since March 2020. With this in mind, it goes without saying that interest throughout Europe in this cutting-edge cryptocurrency […]

Filed under: Crypto, Money

CFD Trading Guide: What are CFDs and Should you Trade Them?

Last updated: March 25, 2026Leave a Comment

spreads at eToro

If you’re simply looking to buy shares or invest in an index fund – CFDs won’t be for you. But, if you’re looking to deploy more advanced trading strategies – such as applying leverage or short-selling, then CFDs might be the solution. Put simply, CFDs are tasked with tracking the value of an asset like-for-like. […]

Filed under: Money

Building Muscle – My next Health and Fitness Project

Last updated: March 25, 2026Leave a Comment

Over the past 25 years or so, I’ve been practicing sports on a very regular basis. I’ve tried several different sports, with football and cycling being the main ones in my twenties. Then, in my thirties, padel became my main focus, with other racket sports (beach tennis, tennis, frescobol) complementing it. Cycling was still present, […]

Filed under: Health & Fitness

How to Deal with Loose Ankle Ligaments

Last updated: February 15, 20233 Comments

knee joint hypermobility

I was born with hypermobile joints, especially in my knees, ankles, elbows and shoulders. Hypermobility is a connective tissue condition (usually inherited) in which the body’s collagen is more elastic than the ‘norm’, leading to increased flexibility. For some people, notably musicians, gymnasts, dancers and sports people, this natural flexibility gives a very useful advantage, […]

Filed under: Health & Fitness

How To Hire Great Remote Workers (Legally)

Last updated: September 14, 20223 Comments

hiring remote workers legally

Remote companies like RebelCode tend to hire people from all over the world. This sounds like a great idea to reduce the costs of having an office, as well as have a more diverse workforce and also reduce labor costs. How is it done in practice? Hiring Foreign Workers – Legal Implications There are two […]

Filed under: Business, Money

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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