Jean Galea

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The Real Malta – A Dusty, Dirty Construction Site Fuelled by Anarchy, Greed and Selfishness

Last updated: April 15, 20269 Comments

malta downtrend

It’s been more than ten years now since I left Malta (click here to read my original article about why I left), and in recent years I’ve preferred not to comment much on Malta, both because I had personally moved on from thinking about the country or following its news, and also from a sense […]

Filed under: Thoughts & Experiences

How I Replaced Netflix with Better Evening Habits

Last updated: April 15, 2026Leave a Comment

For years, my default evening move was to open Netflix. Not because I wanted to watch anything specific — just because it was there, and the day felt done. I’d scroll through thumbnails for ten minutes, pick something mediocre, and fall asleep on the couch. At some point I noticed I couldn’t tell you what […]

Filed under: Thoughts & Experiences

Malta’s FATF Grey List Saga: What Happened and the Aftermath

Last updated: March 10, 20265 Comments

malta fatf

Update: Malta Removed from the Grey List — June 2022 Malta’s time on the FATF grey list turned out to be exactly a year. On June 17, 2022, the FATF formally removed Malta from its list of jurisdictions under increased monitoring, citing “significant progress” in addressing the strategic deficiencies identified in 2021. For the complete […]

Filed under: Money, Thoughts & Experiences

Spending Money on Things That Matter

Last updated: April 15, 20261 Comment

I’m not a big fan of the extreme frugality that runs through much of the FIRE movement. The obsession with minimising every outgoing misses the point. Money is a tool, and using it well means spending it well — not just hoarding it. My approach is different. Think hard about your purchases, especially the big […]

Filed under: Money, Thoughts & Experiences

My Guide to Personal Productivity Hacks and Apps

Last updated: April 16, 2026Leave a Comment

Stop_Procrastinating__Boost_Productivity___Get_Focused_on_Work_-_Focusmate

For the past twenty years, I’ve been on a journey towards improving my productivity. I’m an ideas guy and it’s very hard for me to stay focused on one thing for long. Adding to that I have a very strong drive to achieve and build things. Mix those two together and you get an explosive […]

Filed under: Thoughts & Experiences

Are You a Multipotentialite?

Last updated: March 15, 2022Leave a Comment

Over the course of the past couple of years, I’ve learned to identify myself as a multipotentialite. I’ve known since my childhood that I was different from most people in that I had an insanely varied and ever-changing range of interests, but I never knew how to explain why. Reading recent books like Refuse to […]

Filed under: Money, Thoughts & Experiences

Why I Write & How it Helps Me

Last updated: September 14, 2022Leave a Comment

I frequently get asked why I blog so regularly, especially in the age of Instagram, Twitter, Snapchat and all the other social media platforms that are all about short form and quickly digested content. In this post, I’ll explain why publishing my thoughts is by far the most rewarding activity for me online. A Lifelong […]

Filed under: Money, Thoughts & Experiences

Why I Don’t Care About Income and Net Worth Reports

Last updated: April 15, 20264 Comments

When searching for articles about investment and making money, you will surely come across many bloggers who publish their monthly income reports or also post net worth reports. I would recommend that you don’t pay too much attention to those numbers. I personally don’t care much about them. I used to follow many blogs that […]

Filed under: Money, Thoughts & Experiences

My Thoughts on the FIRE Concept and Movement

Last updated: April 15, 202610 Comments

fire jorgen wolf

FIRE stands for Financial Independence/Retire Early. It’s a term that was coined in the United States by personal finance bloggers who started to blog about their journeys of achieving financial independence with the aim of escaping the rat race and retiring earlier than the standard 60-65 age bracket. Obviously this is a hugely attractive proposition […]

Filed under: Money, Thoughts & Experiences

My Morning Routine

Last updated: February 15, 20232 Comments

I have a fairly structured morning routine that I’ve developed over the years. It used to go something like this before we had kids: Wake up and go to the toilet. Go back to bed for an HRV reading. Take a shower immediately. Brew a cup of coffee with coconut oil and do a ten-minute […]

Filed under: Money, Thoughts & Experiences

How to Determine Your Chronotype and Plan Accordingly

Last updated: April 15, 2026Leave a Comment

I learned about chronotypes from sports sleep coach Nick Littlehales. While I’ve never had much trouble sleeping, I have struggled on and off with going to sleep and waking up at the right times. Your chronotype describes your sleeping characteristic – whether you’re a morning person or an evening person. Chronotypes are genetic traits and […]

Filed under: Money, Thoughts & Experiences

Navigating Through Life’s Scams, Quackery, Fake Science and Outright Bullshit

Last updated: April 15, 20262 Comments

One thing I’ve realized during the past 5 years or so is the mind-boggling amount of crap information that’s passed around as absolute truth. Of course, the arrival of the internet only hugely magnified this problem, so we live in an age where it can be extremely difficult to know what’s true and what’s not. […]

Filed under: Money, Thoughts & Experiences

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Jean Galea

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