I spent the latter half of my twenties traveling the world, and now that I’m in my mid-thirties, a topic that comes up with my wife and friends is whether it makes financial sense to still do any long-term traveling while also renting an apartment at our home base. In our twenties, we could fit […]

Interest rates have risen significantly since the near-zero era, but P2P lending platforms still attract investors looking for returns above what savings accounts and bonds offer. That demand brings healthy skepticism — especially from people who don’t fully understand how these platforms work. A very common question I get is some kind of variation of […]

One area where investors waste time and money is in deposits and withdrawals to P2P lending platforms. If you use the right banks, you can move money without delays or fees. Traditional banks often charge for SEPA transfers, add markup on currency exchanges, and take days to process international transfers. Digital banks solve all of […]

Investing through online platforms has grown tremendously over the past years. Typically the two types of online investment platforms that people look for fall in these two categories: Peer to Peer lending Real estate crowdfunding While those two types of investments have been rewarding investors with great returns, there is also a rising interest in […]

TL;DR: For most European investors, a simple two-fund portfolio of a global developed markets ETF + an emerging markets ETF, purchased through a low-cost broker like DEGIRO or Scalable Capital, is the most reliable way to build long-term wealth. Keep fees under 0.20%, invest consistently, and don’t try to time the market. Read my ETF […]