Jean Galea

Health, Wealth, Relationships, Wisdom

  • Start Here
  • Guides
    • Beginner?s Guide to Investing
    • Cryptocurrencies
    • Stocks
    • P2P Lending
    • Real Estate
    • Forex
    • CFD Trading
    • Start and Monetize a Blog
  • My Story
  • Blog
    • Cryptoassets
    • P2P Lending
    • Real estate
  • Consultancy
    • Consult with Jean
    • Consult a Lawyer on Taxation and Corporate Setups
  • Podcast
  • Search

Where to Live in Spain as a Young Rich Expat

Published: October 07, 2022Leave a Comment

If you’re thinking of moving to Spain as a young and rich expat, you’ll probably be looking at a few shortlisted locations. Now the word “rich” can mean many things, but I’m using it to define young entrepreneurs, investors, and professionals who have a relatively high income or net worth.

Here’s my view on where to live in Spain if you fit that description, based on what I’ve seen during my time in Spain.

In my experience, people tend to consider the following locations:

  • Barcelona (Catalonia)
  • Madrid (Comunidad de Madrid)
  • Costa del Sol (Andalucia)
  • Costa Blanca (Comunidad Valenciana)
  • Balearic islands (Islas Baleares)

First, I will explain why I listed them in this fashion.

For Barcelona and Madrid, they are pretty much the only serious destination within their autonomous regions, so I put down the city names directly.

For the two coasts (del Sol and Blanca), expats tend to be a bit more spread out and refer to the names of the coasts when explaining where they live.

For the islands, most expats will be found on Mallorca or Ibiza.

The autonomous region in brackets is important due to the fact that the tax implications differ between each region.

Housing

The best houses I’ve seen were in Madrid, Costa del Sol (look around the Marbella area as an example) and the Balearic islands. Barcelona also has some decent places, but they tend to be extraordinarily expensive and there are relatively few newer builds.

Young couples and families tend to prefer modern housing and there is a dearth of that type of housing in Barcelona due to bad socialist policies in place, among other factors. The city is also constrained by its geography, meaning the suburbs are actually quite distant compared to other cities. You will find decent housing in suburbs like Sant Cugat and Sitges, but you lose the proximity to the city.

Culture

For year-round cultural activities nothing comes close to Barcelona or Madrid. The difference becomes even more apparent in winter, when the other locations in my list become devoid of activity as tourism wanes.

If you value events, conferences and networking opportunities, then again you will want to stick to one of these two cities.

Expat Community

Barcelona wins this hands-down due to the large size of the expat community and its diversity. Other areas tend to be dominated by expats from certain countries (e.g. Germany/UK) whereas in Barcelona you’ll find a mix of people from all over the world.

Madrid is good too from this aspect but the expat community is smaller, especially when considering the type of person I have in mind in this article.

Politics & Taxation

In my opinion, Madrid and Andalucia are the two regions that are doing things the right way politically. They are trying to reduce taxation and encourage investment in the regions, while Barcelona is stuck in socialist hell.

Everyone has their opinion on politics, but regarding taxation the numbers speak for themselves, and show that Madrid and Andalucia are the best places for lower taxation in Spain, although it remains quite high in any case.

Education

If you have kids, and want to find a top international school, but also give your kids a holistic education in terms of sports activities and mixing with many other nationalities and locals, then you want to stick to either Barcelona and Madrid.

You can find some decent schools in the other areas, but you will miss out on the better availability of extra curricular activities and social life that the two biggest cities of Spain offer.

Keep in mind that once your kids turn eighteen and start looking at Universities, they will probably leave Spain and further their education in the US, UK, or the Netherlands. You might want to plan around that if you value living close to your children.

Travel

If you intend to travel a lot, then the best options are clearly Madrid and Barcelona, both of which have highly trafficked international airport. I particularly like the airport in Barcelona, but both are pretty good.

Travel between the two cities is also very convenient via the high speed train connection, which is important if you plan to conduct business in both cities. Madrid is better connected to the rest of Spain through both road and rail, so that’s another consideration if you want to explore Spain or have business all over.

Weather

If weather is very high on your priority list, then Madrid loses out due to its more extreme temperature highs and lows. It also lacks having the sea and the summer lifestyle one associates with coastal areas.

All other cities and areas I mentioned are great, but I would have to put Barcelona top due to its great and balanced weather. Summertime is always great in Barcelona and the Costa Brava, while the winter is not too cold and very pleasant for excursions. You also have several locations for good skiing within 2 hours drive from Barcelona.

The Balearic islands and southern coast of Spain are not my favorite because they tend to be more deserted in wintertime.

Some expats move to the Canary islands due to the great weather in winter, given their location, but in my opinion you would lose out on too many other things to make this a top destination.

Time to Move to Spain?

Spain is a wonderful country to live in as an expat, and has very few rivals worldwide if you seek overall quality of life. It might not be the top in anything, but it does have a bit of everything you need to live a happy life.

The biggest downside is inept politicians and a high level of taxation. This is why many expats are now choosing to move to Portugal instead of Spain. I have noted my thoughts on Barcelona vs Lisbon in a separate article, but in a nutshell, if tax optimisation and English-speaking locals is high on your priorities list, you will want to look at Portugal. For everything else, Spain wins out.

Have you moved to Spain as an expat? Do you agree with my assessment? Happy to continue the discussion in the comments section below.

Filed under: Expat life

Is WordPress Entering a Death Spiral?

Published: October 05, 2022Leave a Comment

My journey with WordPress goes way back, in 2006, to be exact. Over the years I’ve been first and foremost a user (running various blogs on WP), but I’ve also developed on the platform and run various plugin businesses too. For a while, I also ran an agency where I advocated hard for the benefits of open-source systems and WordPress specifically. This was at a time when the vast majority of websites were either custom coded or run on proprietary closed-source CMS systems, even before the growth of social media.

Back then WordPress really was the solution to democratizing publishing (its slogan) but over the past circa 20 years of its existence, things have changed a lot.

I’ve already highlighted my concerns with the trajectory it has been taking over the past few years, as well as raising doubts whether the slew of acquisitions are a good thing for the space.

Today I want to bring attention to a particular Trac ticket about a change in the .org codebase that took everyone by surprise.

The most commonly cited superpower of WordPress is its community, but there are serious reasons to think that this community is very fractured.

In my view, WordPress community is very generic and we need to understand what we mean when we speak about that. Here’s my take on what makes up the WP community:

  • WordPress leadership
  • plugin and theme developers that create free and premium products for WP
  • service providers (WP-specific or not) that create solutions using WP as part of their toolset
  • millions of end users who have no interest beyond using WP to power their site/s

The unique selling point of WordPress really is its flexibility. That flexibility comes from the fact that thousands of developers have built plugins and themes to cater to every possible need a website builder can have.

WordPress leadership, with founder Matt Mullenweg firmly at the helm and in control of things, likes to preach about community as one whole part, but it has become increasingly obvious that this is a fallacy.

Plugin and theme developers have felt unappreciated for many years, with many incidents over WordPress’ history fueling this feeling.

The removal of plugin growth stats is the latest such incident, and the public outcry from developers and users (and the responses from WordPress leadership) has really illustrated that things are severely broken at the top and we need to find a fix to avoid WordPress going into a long-term death spiral.

Here’s what went down.

On Friday 30th September 2022, the active install growth chart in the plugin repository was officially removed in a commit by Scott Reilly (coffee2code), a Tech Ninja at Audrey HC, LLC – an investment and research company run by Matt Mullenweg – WordPress co-founder and CEO of Automattic.

A very vague reason was given for the change, and in the ensuing hours and days many plugin developers were up in arms, and rightly so. A discussion ensued on WordPress trac, and there has been no resolution yet.

The ticket in question is #6511, go and have a look at the comments there before you come back to read the rest of this post.

I will add my two cents while looking at the bigger picture, because I believe that decisions like this really are very impactful in the long run.

In my humble opinion, failure to address the multitude of questions raised and going directly contrary to the wishes of the much-hailed “WordPress community” would confirm the following:

  • WordPress is decentralized only in name; in practice being a centralized entity with power in the hands of a few who can decide whatever they want without having to give any justification for their decisions.
  • There is no real incentive to help people build small businesses and earn a living through building plugins within the WordPress ecosystem. It is more desirable for acquisitions to happen more and more in order for the few big companies to obtain tighter and fuller control of the WordPress experience.
  • Individual developers and small teams can no longer compete reasonably with the long-time big players and should be preparing for acquisition by said big players, and looking at moving into other systems that have more opportunity and a growing rather than shrinking pie.

It is understandable that there are many interests involved, and as in any other industry, money talks, but I think an honest discussion must be had on the future of WordPress.

Actions like the one raised in this ticket only fuel the idea that the big guys in this space no longer care about the people whose work (whether voluntary contributions to WP core or through running plugin/theme businesses) has enabled WordPress to be in the dominant position it is today.

Hopefully, this Trac ticket will serve as the beginning of a more open WordPress and a confirmation that plugin developers still matter and are very much appreciated in the community. That is truly my hope, as the opposite would paint a very bad future for those building businesses within the WordPress plugin ecosystem.

Filed under: Tech

Day Trips Around Barcelona

Last updated: September 12, 2023Leave a Comment

These are just a few links I use to find attractive day trips and activities in the area around Barcelona and beyond.

Meetups

These are meetup groups that organize one-day trips, and can serve as inspiration if you want to do your own trip with a rented car, or if you have your own transport.

  • Plan B
  • Enjoy Catalonia
  • SMexperiences
  • Yepalo
  • Descubridores de Barcelona
  • Nature & Friends
  • Back to Nature

With Kids

  • Sortir amb nens
  • Mammaproof
  • Totnens

Around Girona

  • Turisme Girones

My Favorite Trips

For adults or the whole family:

  • Sitges
  • Cardona Muntanya de Sal
  • Hiking in Montserrat (or just visiting)
  • Catalunya en Miniatura
  • Wine tasting (there are many similar options)

For Kids:

  • Toboganes Can Matas in Sant Cugat
  • Parc de la Costeta in Begues (3 great slides)
  • Granja D’Aventura Park (or other similar farms)
  • Minilandia
  • Cycling in El Prat

Filed under: Expat life

A Guide to Basic Search Engine Optimization

Last updated: January 12, 2023Leave a Comment

I’ve never paid too much attention to SEO when writing, just because writing is really a research tool for me as I learn new topics and consolidate my opinions on others.

However, there are a few habits and techniques that I’ve picked up over the years. I’ve been blogging for close to two decades after all.

  • Monthly go through Google Search Console and fix any issues. I like to take a look even more frequently, maybe once a week, just because this is a great tool to point out any major issues that many times only need an easy fix.
  • Make sure the site is optimized for mobile. Nowadays I get more visits from mobile devices, around 55% of all visits.
  • Comparison tables work really well at presenting information and you will achieve a high rate of clicks through them.
  • Images in posts should be linked and there should be a clear call to action.
  • Think about what the user is searching for, and what his real intent is. Then target that real intent in a laser-focused manner.
  • Open external links in new tabs, else you are inviting people to leave your site.
  • Make use of your newsletter to develop a closer relationship with your subscribers. Also ensure you’re taking actions to grow the subscriber base over time.
  • People tend to click on
    • buttons
    • links
    • images
    • logos
      Make sure you have all these elements on every blog post.
  • Every month, pick the top 5-10 posts and ensure they are optimized and up-to-date. I also like to prune and consolidate the non-performant posts.
  • Test your site with ad blockers on, make sure there isn’t any essential stuff missing.
  • Use tools to measure and optimize, but make sure you spend an appropriate amount of time on that. Your writing is always the most important thing.

Here are the top courses for those who want to learn SEO and affiliate marketing:

  • Backlinko SEO Training
  • SEO Blueprint (by Glen Alsopp)
  • Authority Hacker (2 courses available)
  • The Affiliate Lab (by Matt Diggity)

Here’s a list of great SEO tools:

  • Hotjar
  • Accuranker
  • SurferSEO
  • Clearscope
  • Clicky
  • Ahrefs
  • Semrush

What are your favorites? Let me know in the comments section.

Filed under: Business

Why Publishers Prefer to Work with Affiliate Networks

Published: September 23, 2022Leave a Comment

affiliate marketing networks

Web publishers such as news media outlets, bloggers and affiliate marketers, all need a way of partnering up with advertisers and track commissions due to them.

As a publisher, you are usually working with either of the following:

  • Affiliate networks
  • In-house affiliate programs

In this article, I will list several reasons why you should always try to partner up with advertisers through an affiliate network and not through in-house affiliate programs.

Before we start, to make sure everyone is on the same page, let’s define what’s an affiliate network and what’s an in-house affiliate program.

Let’s start with a diagram of how affiliate marketing works.

how affiliate marketing works

The diagram should be pretty self-explanatory. Note that publishers are also referred to as partners or affiliates. Advertisers are also known as merchants.

Here’s an even simpler way of looking at it.

steps in affiliate marketing

Or perhaps you can relate more to this next diagram which lists the typical personas involved in an affiliate marketing transaction.

What is an affiliate network?

Affiliate networks congregate many advertisers under one platform and simplify things for both the advertisers and the publishers. They use their reach to link the two parties and propose partnerships both ways. They also handle all transaction tracking and billing, as well as other essentials such as reporting.

As a publisher, you have one platform that you can login at any time, and you will see all the commissions generated from all the advertisers you have partnered with.

Which are some of the most popular affiliate networks?

Here’s a list of the best ones I’ve used over the years:

  • Circlewise
  • Shareasale
  • Impact
  • Partnerize

And what about in-house software solutions?

  • AffiliateWP
  • Affiliates Pro

Alright, so let’s get into the reasons why I prefer working with big affiliate networks rather than in-house programs.

Trust

It is much easier to trust an affiliate network than to trust tens or hundreds of advertisers to manage their affiliate system effectively.

When working with in-house affiliate systems, I’ve had several advertisers fail to make the monthly payouts or change affiliate links without properly notifying publishers or redirecting previous links. This all leads to missed revenue for publishers and time spent chasing down the problems.

With big affiliate networks, the trust factor doesn’t even come into play.

Invoicing and billing

A big problem when working with many advertisers is invoicing and billing. As an advertiser, you are responsible for invoicing each advertiser every time they send you commissions. If you are working with hundreds of them, the task becomes impossible, effectively leading to having to shut down the business. The solution is to work with an affiliate network, as they will automatically generate the invoices based on the company details you provide, thus you are always covered and you have zero work to do.

I can’t overstate the importance of this benefit as a publisher.

Standardization

Instead of learning how to use a ton of different affiliate marketing software programs, you instead need to learn how to use a handful of affiliate network platforms that you are signed up with. Again, this saves time and hassle, and it is easier to train other people you might have on your team.

Better software

It is usually the case that an affiliate network will have a better technical solution than an in-house software system. Affiliate networks are experts at what they do, so you can bet they will have taken care of multiple currency handling, reporting facilities, deep-link builders, self-billing, and a host of other features you will need as a publisher.

In-house affiliate software will typically be sorely lacking in such features.

Less work

Do you want to end up using an excel sheet to keep track of your 200+ affiliate agreements, how to login to each in-house affiliate system, login details, and make sure they all keep working month after month? This can easily take 2 or 3 full days of work every month to manage. If you want to spend your time more productively, use an affiliate network.

Wrapping up

So there you have it. My experience over more than ten years of working with affiliate systems has taught me to always prefer working with affiliate networks than in-house affiliate programs. It’s not the first time I have outright refused to work with an advertiser due to them insisting that they do not want to join an affiliate network. Others thankfully see why it’s beneficial for both the advertiser and the publisher, and have no problems moving to an affiliate network once I recommend that they do so.

What’s your take on the subject? Let me know in the comments section.

Filed under: Business

  • « Previous Page
  • 1
  • …
  • 23
  • 24
  • 25
  • 26
  • 27
  • …
  • 95
  • Next Page »

Latest Padel Match

Jean Galea

Investor | Dad | Global Citizen | Athlete

Follow @jeangalea

  • My Padel Experience
  • Affiliate Disclaimer
  • Cookies
  • Contact

Copyright © 2006 - 2026 · Hosted at Kinsta · Built on the Genesis Framework