Jean Galea

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CrowdProperty Review 2023 – The Best UK Real Estate CrowdFunding Platform

Last updated: January 01, 2023Leave a Comment

CrowdProperty is a fintech/proptech online-lending innovator, exceptionally efficiently matching the demand (quality property professionals undertaking quality property projects) and supply (retail/institutional investors) of capital for value-creating property projects, delivering a better deal for all – borrowers, lenders, the under-supplied UK housing environment and spend in the UK economy.

CrowdProperty has lent £120,000,000, funding the development of over 1,200 homes worth over £220m since 2014, carefully curated from over £4.5bn of applications.

CrowdProperty became the first and only property P2P lender to become Brismo Verified, independently validating CrowdProperty’s market-leading performance, showing significant outperformance of Brismo’s UK P2P Index. CrowdProperty was recognised in the Deloitte Fast 50 list 2020 as one of the 50 fastest-growing tech businesses in the UK (#41) and the #1 fastest growing tech businesses in the Midlands.

Actual property development and investment experience lies at the heart of the business meaning hands-on, expertise-led due diligence and loan monitoring.

How does CrowdProperty Work?

Lending is focused on the SME property professional market, a key segment for supplying much-needed UK housing stock, which is poorly and inefficiently served by traditional funding sources.

CrowdProperty funds property professionals undertaking any sort of property project (including auction purchases and bridging), structuring the perfect funding product and doing so with greater speed, ease, certainty and expertise than anyone in the market. As property people providing property finance, we intimately understand the market needs.

How is CrowdProperty Regulated?

CrowdProperty is directly authorized and regulated by the FCA, is an HMRC-approved ISA / IFISA manager, attracts significant SSAS Pension and SIPP Pension capital and is a founding member of the Innovate Finance 36H Group (and formerly on the board of the P2PFA / Peer-to-Peer Finance Association).

Open a CrowdProperty Account

Filed under: Money, Real estate

The Rivals’ Mistakes are Our Points

Last updated: February 06, 2021Leave a Comment

Let’s start with an obvious statement. Winning a point with a fantastic smash or drop shot will have the same effect on the scoreboard as one of our opponents failing to return a serve and hitting the ball into the net.

In both cases, if it was the start of a game, we would end up 15-0 ahead. As I said, this is very obvious. But take a pause and think about your mindset while playing. Are you really being patient and waiting for the rivals’ mistakes, or trying to win every point in a spectacular fashion.

It took me a long time to change my mindset, and I see many other amateurs making the mistake of trying to win points rather than force their rivals into unforced errors. The statistics don’t lie: the vast majority of points are won through our opponents’ errors rather than our winners. So why are we trying so hard to hit winners?

The answer usually lies in the feelgood factor. Especially if there are people watching, it can be tempting to try to impress and try to hit the ball like our favorite pros’ best shots. We might even manage a few very cool shots every match and feel good about it. But if that is our main focus, chances are we will be walking away from the majority of our padel matches as losers.

Now, some amateur players are happier having played these cool shots than having won the match. In fact, they can’t wait for the after-match beers for their friends to congratulate them on that impossible angled shot or that smash that ended up with the ball sailing out of the club’s perimeter.

As serious amateurs trying to improve our game and win more matches, we need to be aware of this natural tendency and work to change our mentality.

We need to learn to analyse the opponents’ strengths and weaknesses and structure our tactics and choice selection based on that. This is not as easy as it sounds, and indeed I would say that only at an advanced level can players have enough mental bandwidth to even be able to understand what their opponents’ weaknesses and strengths are and be able to play accordingly.

So it’s a long journey towards playing with intelligence and efficiency, but it’s well worth thinking about and discussing with our padel partners before or after matches.

Ultimately, by playing an overwhelming majority of sensible and prudent shots, we will end up making less mistakes than our rivals, and hence their mistakes will become our points, which brings us to the title of this article.

In most padel matches, winning depends more on being able to force our opponents into making mistakes (and thus winning points for our team) rather than hitting spectacular winners.

Filed under: Padel

Beginner’s Guide To Website Flipping: How To Start Investing In Digital Assets

Last updated: May 09, 2023Leave a Comment

investorsclub

I’ve been involved in the web industry for around twenty years, and one thing that’s always fascinated me is the possibility of buying and selling websites. I’ve touched on this in my guide to investing as well. While this has perhaps been the domain of technical people 10+ years ago, in the last few years we’re seeing this type of investment hit the mainstream.

I’ve seen funds operating exclusively in this niche, whereby cash-rich investors would pour money into the fund, and the fund would then have its management team that would work on growing the portfolio of sites and then resell them for a profit, thus providing returns for investors.

The other option is to buy a website directly and either manage it yourself or build a team that can manage it for you. I’m seeing more and more people take the dive. As the web has become more user-friendly, non-technical people have built up the courage to learn the skills needed to manage a website and thus be able to switch industries or else build a profitable side income to supplement their day job.

I’ve written a post on the best places to buy and sell websites but I recently came across the new project of Andrej Ilisin: Investors Club.

So when I heard about his new project that aims to make buying and selling websites a more pleasant and safer experience, I reached out to him to see if he would be willing to share his knowledge on the topic.

So without further ado, here’s Andrej’s guide to website flipping and investing in digital assets. Both myself and Andrej look forward to reading and replying to your comments.

[Read more…]

Filed under: Money

💳 N26 Review: Mobile Banking at the Click of a Button 

Last updated: October 27, 20205 Comments

Contents

  • What is N26?
  • N26 Eligibility
  • How to Open an Account at N26?
  • N26 Plans
  • N26 Features and Benefits
  • Is my Money Safe at N26?
  • N26 Security Features
  • Customer Support at N26
  • N26 Review – The Verdict

n26 review

The challenger banking space has grown to exponential heights in recent years. No longer are you required to visit an outdated banking branch to open an account, nor do you need to submit countless forms. Instead, it’s entirely possible to facilitate most of your everyday banking needs from your mobile phone. 

With that said, the likes of N26 – a German challenger banking app that’s since expanded to multiple European countries and the US – now boasts a customer base that exceeds 3.5 million users. In a nutshell, N26 offers a number of localized bank accounts that allow you to send and receive money – both domestically and internationally. 

On top of fee-free accounts, a fully-fledged MasterCard debit card, and instant transaction notifications sent straight to your phone – the account opening process takes just minutes. 

If you’re keen to find out whether or not the challenger banking app is right for you – be sure to read my in-depth N26 review. We’ll explain the ins and outs of what you need to know – such as how the app works, what it allows you to do, fees, payment methods, regulation, and more. 

[Read more…]

Filed under: Banking, Money

Newsletters I’m Subscribed To

Last updated: September 12, 2023Leave a Comment

Here’s a list of newsletters that I am subscribed to. I save most of the articles I receive into Pocket and then read the best of those during any downtime I have during the day. Apart from these newsletters, I also consume a lot of content through podcasts and through RSS aggregation websites such as Euro Finance Blogs.

General Knowledge

  • Notboring
  • ThoughtCo’s What I Learnt About Today
  • Farnam Street Brain Food
  • The Loop
  • 3-2-1 Thursday
  • 5 Bullet Friday
  • Common Sense with Bari Weiss
  • The Latticework
  • Recomendo

Investments

  • Lyn Alden
  • Real Vision
  • Collaborative Fund
  • CryptoCompare’s Crypto Roundup
  • Spanish Property Insight
  • Bitwise Monthly Newsletter
  • IO Fund

NFTs

  • Medici Minutes
  • Letters from Zeneca
  • The Groundfloor

Crypto

  • Ecoinometrics
  • 30,000 Feet
  • The Node by CoinDesk
  • Metaversal by Bankless
  • BanklessDAO
  • Crypto Economy by Peter Yang
  • The Deep Dive by Bitcoin Magazine
  • Clown World Today

Health & Sport

  • FoundMyFitness
  • Healthline Nutrition
  • Neuro Athletics
  • The Long Game

Parenthood

  • Daily Dad
  • My Baby This Week

Spirituality / Deeper Thinking

  • Sloww
  • Raptitude
  • Motherfucking Monday

WordPress

  • Post Status

Filed under: Thoughts & Experiences

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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