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How to Get the Best Deal on a New Car in Spain

Published: July 30, 2019Leave a Comment

When you are buying a new car it is essential to negotiate to get the best price possible. I used to hate this part as I don’t like negotiating. I prefer to know the real price of something and then decide for myself whether I can afford it or not.

Being in a foreign country and having to negotiate against experienced salesmen in a foreign language looked like a recipe for disaster to me.

Luckily I used the power of the internet to figure things out and I got a great deal.

Here’s how you can also get the best price on a new car in Spain.

First of all, be sure of which car you want and exactly which configuration. This is essential.

Second, find an online forum for that make and model. For example, in my case, I wanted to buy a Mazda so I found the Mazda forum in Spain and signed up.

Then, use Carnovo to get price quotations from several dealers in your area. Even though they’re supposed to be the best offers, they’re not, you can negotiate even more than that.

Your next step is to check the forum, typically other buyers will post their offers and the final price they managed to get from their dealers. Use those experiences to figure out the best price you can get for your car. You should now go to the dealer with a range of prices you are ready to accept, it’s wise to leave a leeway of €500.

So, if the original offer on Carnovo was say €29.000 and you know others on the forum have gotten it at €28.000, you can now go and tell the dealer straight up that you are interested in the car and ready to make a deposit right away, but you also know that the price should be €28.000 because your friends have gotten it at this price. Whatever he says, just keep insisting and be prepared to walk out if he doesn’t accept. Just make sure he has your contact details, even if he lets you walk out, he will call you in a few days to accept your offer.

That’s a brief guide to getting the best deal on a new car in Spain. Hope it helps!

How to Change Ownership of a PayPal Account

Last updated: April 05, 20203 Comments

Here’s how to change the ownership of a PayPal account, which typically needs to be done when your company gets acquired, among other cases.

Add new email -> Confirm it -> Make it primary.
Delete old email (so it can be reused on another PP account)
Change Business Name
Change Business Contact

Each requires verification steps of some kind, but in that order you can essentially migrate it to new ownership.

This is post 11 of 11 in the series “PayPal”

How to Improve Hip Strength and Mobility for Padel

Last updated: January 06, 2020Leave a Comment

Your hips are essential for proper padel form, so we need to make sure they’re both strong and have excellent mobility.

Here’s a video introducing the concept of hip rotation mobility and an assessment to see where you’re at. Whenever you attempt to improve something in your body, always start with a good assessment followed by thinking about your objectives, then implementing daily habits in order to reach your goals.

Here’s some padel and tennis specific hip work:

Here is another post about hip stretching, with very helpful photos of each exercise:

https://www.self.com/gallery/hip-stretches-your-body-really-needs-slideshow

🔥 Mintos Review 2024 – My Results in 6 Years and Over €150,000 Invested

Last updated: November 26, 202495 Comments

Open a Mintos account

Mintos is a peer-to-peer lending platform in Europe. Like many other FinTech companies of this type, it is based in the Baltic region; in Latvia specifically.

Currently, Mintos has four offices employing more than 160 people in Riga, Vilnius, Berlin and Warsaw.

Mintos started operating in 2015 but has experienced rapid growth due to getting many things right and becoming popular with financial bloggers due to its ease of use and transparency.

The average interest rate is around 12%, with close to 500,000+ investors registered worldwide and 600m euros under administration.

Another important statistic to look at is the loan book growth, and here again, Mintos is doing very well as can be seen in the following screenshot.

The total money invested so far is higher than 8 billion Euros, which is a staggering number for such a young platform. There is no doubt that Mintos is the biggest player in P2P lending in Europe at the moment, with over 50% market share of the total p2p lending market. There are some good competitors, but none of them provide the security and track record that Mintos does.

The management team of Mintos is clearly displayed on the website with links to the Linkedin profiles of each person on the team. Mintos is currently the biggest employer in the P2P lending space.

Being able to view the team and also check out various YouTube videos with their CEO Martins Sulte enhances the feeling of transparency and peace of mind. I am one of those who take a look at these pages on a website and use them when judging whether I should invest on a platform or not. Everything counts.

I have personally interviewed Martins on my podcast Mastermind.fm, so be sure to check out that episode if you like podcasts.

Mintos is a platform that is in line with EU law, so when you invest you won’t have any trouble with your accountant or tax authorities back home in terms of explaining what you are doing.

Finally and very importantly, Mintos as a company is profitable, so they are not only running on investor money but are actually turning a profit, which means that they have a much higher chance of standing the test of time compared to some other competitors that are still in startup mode.

The biggest number of investors come from Germany, Spain and the Czech Republic respectively, but this is mostly a reflection of those countries’ familiarity with this type of investing. There are more than 340,000 investors that have used Mintos and they come from 90+ countries.

More than 60 lending companies offer their loans on the Mintos platform, with over 25,000 people working at these companies and spread over 33 countries, so you can have a global reach when investing on Mintos.

The company supports 10 languages via its multilingual support team, while the website is available in 6 languages and there are loans available in 10 currencies.

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How Poker Can Improve Your Self-Confidence

Published: July 05, 2019Leave a Comment

It’s safe to say that as far as public perception goes, poker has gone through what you might call a makeover. No longer is it considered a game played only by men in backrooms or smoky casinos. In fact, the rise of online poker has seen the game come into the mainstream, with events such as the World Series of Poker (WSOP) now watched by millions of people each year. Add to that the fact that we now have many successful female pro poker players and even Jeopardy champions at the tables and well, let’s say people are much more accepting of the game.

But did you know that poker has quite the ace up its sleeve? I had to get a pun out of the way before we could continue. Seriously, though, it’s true. Poker has the power to help you improve your self-confidence, and it’s all about adopting the poker mindset.

The Poker Mindset

Poker is a mentally demanding game, and as such, there are many sports psychologists that help players improve their mindset. One such psychologist is Jared Tendler. He helps players improve the mental side of their poker game and get themselves into the poker mindset.

Tendler is of the opinion that self-confidence is key to a player’s success. And that self-confidence comes from a player’s faith in the ability to make the right decisions based on the possible outcomes of the game. However, that doesn’t mean that winning is everything. The truth is it’s quite the opposite.

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The Poker Mindset

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