Twino was one of the first P2P lending platforms I invested in. It launched in Latvia in 2009 (the web platform went live in 2015), and for years it was a reliable part of my portfolio. I earned a steady 9%+ with zero defaults. But a lot has changed since then. The Russia-Ukraine war froze […]
Should Freelancers Set Up a Company in Estonia?
Estonia has become one of the most popular places for European freelancers to set up a company. The combination of a genuinely digital-first government, EU legitimacy, and a deferred corporate tax system makes it stand out from almost every other jurisdiction. In this article I want to look at why tens of thousands of freelancers […]
On Family Inheritances, Parent-Child, and Sibling Money Matters
Here are some notes on family inheritances. This can be a heavy subject for many families, and now that I am both a child and a parent, it makes sense to think about the topic and try to plan early. We start off with the fact that parents owe nothing to their children financially. Most […]
Net Worth Goals For Investors and Entrepreneurs Aged 35-45
Over the past years, I’ve spoken to many entrepreneurs and investors in my age group (35-45), and one of the questions I like to ask is what their net worth goal is, irrespective of where they’re currently at. It’s a question that is designed to make them think about what is the amount of money […]
Is Trading Crypto in Portugal Tax-Free?
Portugal was once the undisputed crypto tax haven in Europe, but that changed significantly with the 2023 State Budget. If you’re considering a move to Portugal for crypto-related tax reasons, here’s what you need to know about the current rules. Last updated: March 2026. Tax laws change frequently — consult a qualified tax advisor before […]
Where to Live in Spain as a Young Rich Expat
If you’re thinking of moving to Spain as a young and rich expat, you’ll probably be looking at a few shortlisted locations. Now the word “rich” can mean many things, but I’m using it to define young entrepreneurs, investors, and professionals who have a relatively high income or net worth. Here’s my view on where […]
Kubera – The All-Inclusive Net-Worth Tracker
Track your wealth with Kubera Up until recently and even to quite some extent today, the asset portfolio of many retail investors will prevalently consist of a standard range of assets. This would often include property, vehicles, company stocks and bonds, retirement accounts and insurance, term deposits and bank accounts. These portfolios are, more often […]
Nexo Review 2026
Get Started With Nexo If you hold crypto and you’re not earning anything on it, you’re leaving money on the table. Nexo is one of the platforms I’ve looked at most seriously for doing exactly that — putting idle digital assets to work while staying invested. In this review I’ll walk you through what Nexo […]
Cointelli Review – Automated Tax Reports for Crypto Transactions in the US
Automize your crypto tax report with Cointelli Over the past years, the cryptocurrency sphere has evolved into a vast and complex reality where enthusiasts and investors alike can access a multitude of financial products that come in all sorts. And if (like me) you are one of them, you will likely be actively using multiple […]
The Best Crypto Podcasts in 2026
One of the main ways that I keep updated with all the stuff that’s happening in the crypto space is through podcasts. I also run my own podcast at Mastermind.fm. Here are my favorites, categorized based on the majority of the topics they cover. The Rabbit Hole These are podcasts that are ideal for understanding […]
How to Invest in Bitcoin Mining
Bitcoin mining is a great way to approach investing in Bitcoin from a different angle. There are several ways that you can get involved with Bitcoin mining for profit. In this post, I’ll take a look at how you can get exposure to Bitcoin mining in various ways, and some considerations to keep in mind. […]
Best Platforms for Dollar Cost Averaging in Crypto
Let’s start off the article by making sure everyone is on the same page. It’s time to define this mysterious term and explain what DCA means. DCA (or Dollar Cost Averaging) is a technique that’s used to average your buying price or is used as the “Martingale technique”, which you use when a position is […]
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