Update (April 2026): Since publishing this review, UnaFinancial’s debt-to-equity ratio has risen sharply to around 25:1, and the group’s equity has declined substantially (primarily from currency translation losses on the 2024 books, which Robocash notes are unrealized accounting effects). The Philippines lending license was also suspended, and independent reviewers have become more cautious on the […]
The Best Crypto-Friendly Countries in Europe
If you hold crypto assets and want your tax situation to actually make sense, where you live matters enormously. Governments across Europe have taken wildly different approaches to crypto — some have leaned in, others have pulled back, and a handful have made it genuinely attractive for long-term holders and businesses alike. As an investor […]
Best Healthy Food Meal Plan Delivery in Barcelona
If you’re serious about how you eat — whether that’s because you train hard, have kids to feed, or just don’t want to spend your week shopping and cooking — Barcelona has more options now than ever. Many are mediocre. A handful are genuinely good. Here’s the short, opinionated list. I’ll keep updating as the […]
StockCrowd IN Review – A Good Spanish Real Estate Platform?
StockCrowd IN is a Spanish real estate investing platform with properties available all across the country. Regulation StockCrowd IN is regulated by the CNMV in Spain. This is a good thing but doesn’t mean much more than the fact that the platform has been approved by the national authorities. In fact, Housers is also regulated […]
The Best Bitcoin Wallets of 2026 – A Full Review
Crypto storage is one of the most important decisions you’ll make as a Bitcoin holder. The options have grown considerably, and the differences between wallets — in security, convenience, and philosophy — matter more than ever. This guide cuts through the noise and covers the wallets actually worth your attention in 2026. A quick note […]
LANDE Review 2026 – Solving the Problem of Agriculture Financing
LANDE (formerly LendSecured) is a crowdlending platform focused on agricultural financing in Europe. It’s one of the few platforms that has carved out a genuinely distinct niche — bridging the multi-billion euro funding gap facing farmers in Eastern Europe who can’t get competitive credit from traditional banks. LANDE was started in 2017, when two experienced […]
Why I No Longer Recommend Changelly
Heads up: I originally reviewed Changelly positively in 2021. After a closer look at the evidence in 2026, I can no longer recommend the service. Here’s what I found and what I’d use instead. What Changed My Mind Changelly has been operating since 2015 as a non-custodial crypto swap service. It still works for small, […]
The Worst Real Estate Crowdfunding Platforms in Europe – Platforms to Avoid
Unfortunately, there are several real estate crowdfunding platforms that are best avoided, just like there is a long list of bad P2P lending platforms. It basically boils down to the following two reasons: Basic incompetence and inexperience at investing and managing real estate investments Extreme focusing on marketing and raising money at the detriment of […]
How to Evaluate and Choose a European Forex Broker
This is an ideal read for the European investor who is looking for growing his/her wealth fast and is ready to assume more risk. There are very few, if any, get-rich-quick schemes that work long-term in the world, however, it is true that some investing and trading strategies can get you on the path to […]
Spending Money on Things That Matter
I’m not a big fan of the extreme frugality that runs through much of the FIRE movement. The obsession with minimising every outgoing misses the point. Money is a tool, and using it well means spending it well — not just hoarding it. My approach is different. Think hard about your purchases, especially the big […]
ETF Guide for European Investors – How to Invest Passively Using Indexes
| Buy ETFs on DEGIRO If you’re looking to build a portfolio of stocks, bonds, or other asset classes – you might want to consider an ETF. In doing so, you’ll often be investing in hundreds of financial instruments through a single trade. As such, you can easily diversify without needing to pick and choose […]
How do Bitcoin Options Work and Should You Trade Them?
Trade options on Deribit I recently wrote an in-depth guide on Bitcoin futures – where I explained that they meet the needs of a certain type of investor that wishes to place sophisticated trades. You do, of course, also have Bitcoin options – which is beginning to pick up ground in the cryptocurrency scene. Make […]
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