Interest rates have risen significantly since the near-zero era, but P2P lending platforms still attract investors looking for returns above what savings accounts and bonds offer. That demand brings healthy skepticism — especially from people who don’t fully understand how these platforms work. A very common question I get is some kind of variation of […]

One area where investors waste time and money is in deposits and withdrawals to P2P lending platforms. If you use the right banks, you can move money without delays or fees. Traditional banks often charge for SEPA transfers, add markup on currency exchanges, and take days to process international transfers. Digital banks solve all of […]

Investing through online platforms has grown tremendously over the past years. Typically the two types of online investment platforms that people look for fall in these two categories: Peer to Peer lending Real estate crowdfunding While those two types of investments have been rewarding investors with great returns, there is also a rising interest in […]

TL;DR: For most European investors, a simple two-fund portfolio of a global developed markets ETF + an emerging markets ETF, purchased through a low-cost broker like DEGIRO or Scalable Capital, is the most reliable way to build long-term wealth. Keep fees under 0.20%, invest consistently, and don’t try to time the market. Read my ETF […]

Bondora is one of the oldest peer-to-peer lending platforms, and I joined early on in my P2P lending journey, around 2016. While this platform has been criticized by investors in the past, my portfolio has been chugging along quite well over the years, and my only complaint would be about the graphics and UI of […]

I’ve had a Wise account for years, and it sits in my financial setup for one specific reason: nobody else does international money transfers as cleanly or as cheaply. I use Revolut as my primary everyday account and N26 as my European banking backbone — if you’re still deciding between those two, my N26 vs […]

Revolut is fast becoming one of the most popular challenger banking apps around. Learn what it has to offer and why over 10 million people have chosen Revolut for their banking needs.