Jean Galea

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How to Save Money on Currency Conversions and Overseas Transfers in 2026

Last updated: March 10, 202654 Comments

Currencyfair

If you’re still using your bank for international money transfers, you’re overpaying — probably by more than you realize. Banks don’t just charge a transfer fee. They also quietly apply an exchange rate markup of 2–5% above the real mid-market rate. On a $10,000 transfer, that’s $200–$500 gone before the money even leaves your account. […]

Filed under: Money

The Value of Silent Retreats

Last updated: November 13, 2023Leave a Comment

Every year or so, I like to take a few days off and make a retreat. I don’t go on holiday to some fabulous destination (although I do that too at other times). When I go for a retreat, the one thing I look for is silence. I like to find a retreat house in […]

Filed under: Money, Thoughts & Experiences

Malta – a Top Digital Nomad Destination

Last updated: March 12, 202639 Comments

Update 2023: This article was originally written in 2012, and many things have changed since then. I’m leaving this post online as a record of my thoughts back then, but please do further research if you’re interested in Malta as a digital nomad destination. One positive development has been the launch of the digital nomad […]

Filed under: Expat life, Money

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Jean Galea

Investor | Dad | Global Citizen | Athlete

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